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29197 Surf Avenue, Lincoln, MO 65338

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For Sale

$349,000

3 beds • 2 baths • 1,344 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Other Residential
    Property type

  • $259.67
    Price per square foot

  • Fireplace
    Fireplace

Explore this Property

Just one town over from Warsaw, MO. Well maintained lake front home at the 71 mile marker on Lake of the Ozarks. A quick 2 hour drive from KC! Enjoy AMAZING main channel views! Two well dock with swim platform included. This 3 bed/2 bath home (third bed non-conforming) has been partially updated with composite decking, LVP flooring in basement, lovely tiled full bath in basement, pine wood floors through kitchen and hall, & new septic in 2024. Loads of space to entertain with two living areas, separate game room, HUGE dining room, LARGE kitchen, even a martini deck out back! Bedrooms are spacious and both bathrooms are done! Enjoy rain or shine with the wood burning fireplace too. Don't forget the detached two car garage for extra storage. No lake toy left behind! No HOA. Rentals are allowed. Come see for yourself.
MLS# 3578660

Courtesy Of LOTO Homes Realty

(573) 200-6345

Property Features

  • Amenities
    Deck, Disabled Access, Water Front
  • Appliances
    Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Fireplace
    Fireplace
  • Floor Covering
    Tile, Hardwood
  • Heating System
    Forced Air
  • Lot Size
    0.37 Acres
  • Roof Type
    Metal
  • Rooms
    Laundry Room, Dining Room

Map and Directions

Directions to 29197 Surf Avenue, Lincoln, MO 65338

Home seller CENTURY 21 Community

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Community

(573) 777-5555
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Lake of the Ozarks Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.