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3 Stewart Ave, St Simons Island, GA 31522

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For Sale

$1,120,000

5 beds • 3 baths • 2,139 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $523.61
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

TWO COTTAGES, ENDLESS POSSIBILITIES ON SAINT SIMONS ISLAND! Welcome to the Cherokee Big House a dreamy historic beach cottage + a fully functioning guest house that s already a hit on vacation rental sites and a proven money-maker. Whether you're looking for your own coastal getaway, a rental investment, or both this one's a no-brainer. Originally built in 1943, the main house oozes character and craftsmanship think heart pine from floor to ceiling (yes, even the roof joists), gleaming oak hardwoods, and a cozy coastal vibe that wraps around you like a sea breeze. The 3 bed, 2 bath charmer has been renovated with an open floor plan, a stylish new kitchen with stainless steel appliances, modern bathrooms, and a newer metal roof + HVAC to keep things cool and carefree. Picture this: You're sipping a cocktail by your custom outdoor fireplace, surrounded by lush fruit trees, with the sounds of the island in the background. Want oysters? Toss them on the grill. Craving peace? Rock your worries away on the covered front porch. There s even a circular driveway, 2-car carport, and room to grow (hello, new pool!). Out back, your guest cottage affectionately known as the Cherokee House is turn-key ready for rental income. Built in 2005 with its own private entrance, this 2 bed, 1 bath escape has a kitchenette and plenty of serenity for vacationers or long-term guests. Here s the kicker this gem sits in an X flood zone, and is flanked by a wooded buffer zone, and you're just a bike ride from the beach, shops, and dining. Plus, you're buying into a transitional neighborhood where renovations are happening all around. Live in one, rent the other or rent both and ride the appreciation wave. The opportunities here? Limitless. Call today and stake your claim in one of Saint Simons' hottest up-and-coming areas. Own a slice of history and a smart investment all in one.
MLS# 1653453

Courtesy Of Duckworth Properties BWK

(912) 262-0366

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Range, Refrigerator, Washer
  • Architecture Style
    Cottage
  • Exterior Type
    Stucco
  • Floor Covering
    Concrete, Hardwood, Vinyl
  • Lot Size
    0.22 Acres
  • Roof Type
    Metal

Map and Directions

Directions to 3 Stewart Ave, St Simons Island, GA 31522

Home seller CENTURY 21 Integra

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Integra

(904) 262-2121
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Copyright © 2025 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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