Skip to main content
Back to Search Results
|

3092 Route 89, Fayette, NY 13148

Show All 50 Photos
For Sale

$1,389,000

4 beds • 2 baths • 1 half baths • 3,806 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • 1820
    Year built

  • $364.95
    Price per square foot

Explore this Property

Welcome to The Garnsey on Cayuga Lake - a truly exceptional lakefront retreat that blends timeless charm with modern luxury. Originally rich in history, this stunning property was completely reimagined and rebuilt from the ground up in 2019. Set on over an acre of beautifully maintained grounds with more than 130 feet of direct lake frontage, this estate boasts great outdoor living spaces, a dock, and panoramic views of Cayuga Lake that stretch for miles. Spanning over 3,800 square feet of total living space, including an 850-square-foot finished bonus area above the garage, this home is designed with lifestyle and functionality in mind. Step inside through the side entry and you'll be welcomed by a spacious mudroom and laundry area-complete with built-in cabinetry and a convenient dog-wash station-ideal for cleaning up after a day on the water or exploring the nearby Finger Lakes trails. The heart of the home is the chef's kitchen, featuring a large custom island, high-end appliances, and ample storage. It flows seamlessly into the formal dining room, which offers plenty of space for entertaining large groups or intimate dinners with friends and family. Just off the kitchen, the center hall entry leads to a spacious living room and out to the expansive covered front porch, where you'll enjoy unobstructed views of the lake from sunrise to sunset. The main-floor primary bedroom is a peaceful retreat, complete with dramatic vaulted ceilings and a picturesque picture window framing lake views. Upstairs, you'll find two generously sized guest bedrooms, both with walk-in closets, along with a beautifully appointed full bathroom. The primary suite upstairs is a true sanctuary, boasting a luxurious spa-like bathroom with double vanity, tiled walk-in shower, and a massive walk-in closet. From the second-floor covered balcony, you can enjoy elevated views of the lake and soak in the serenity of waterfront living. Whether you're seeking a year-round residence, a seasonal escape, or a luxury short-term rental opportunity, The Garnsey on Cayuga Lake offers it all-privacy, elegance, and prime access to the best the Finger Lakes have to offer. Offered fully furnished!
MLS# R1613904

Listed By CENTURY 21 Steve Davoli Real Estate

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Dryer, Microwave, Range / Oven, Refrigerator, Washer
  • Area Amenities
    Area Pool, Area Tennis, Aquatic Activities, Boating, Casino / Gambling, Golf, Outdoor Activities, Biking, Area Fishing, Area Hiking, Area Horse Riding/Stables, Area Hunting, Area Skiing, Area Snowmobiling, Jogging / Biking Path, Area Boat Dock, Area Boat Ramp
  • Area Description
    Wine Country
  • Basement
    Full
  • Bath Features
    Tub and Shower
  • Body of Water
    Lake
  • Cooling
    Central A/C
  • Exterior
    Dock, Thermal Windows / Doors, Double Pane / Storm Windows, Fire Pit
  • Exterior Description
    Vinyl Siding
  • Exterior Living Space
    Patio, Balcony / Lanai
  • Flooring
    Hardwood, Tile
  • Garage Count
    2 Car Garage
  • Garage Description
    Attached Garage
  • Heating - Fuel Type
    Propane
  • Heating Type
    Forced Air
  • Interior
    Walk-in Closet, Vaulted Ceilings
  • Kitchen Features
    Granite Countertops, Center Island
  • Location
    Lakefront
  • Lot Size
    1-2 Acres, 1.1 Acres
  • Road Type
    Main Thoroughfare
  • Roof
    Asphalt Shingle Roof
  • Sewer
    Septic
  • Special Market
    Resort / Lake
  • Style
    2 Story
  • Views
    Lake & Stream
  • Water
    Municipal Water

Map and Directions

Directions to 3092 Route 89, Fayette, NY 13148

Home seller Meet the Agent,
Daniel Toner

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Daniel Toner

of CENTURY 21 Steve Davoli Real Estate

License: 10401281611
(315) 719-4045
Learn More About Me

Mortgage Calculator

$
$ %
Loan Term
%
Invalid number

$ /year
$ /year
$ /month

Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

An Equal Opportunity Company

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Loading