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3693 Ruby Avenue, St James City, FL 33956

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For Sale

$645,000

2 beds • 2 baths • 1,260 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $511.90
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Welcome to the relaxing, stress free, waterfront island life. This 2 bedroom, 2 bath home is light and bright with open living area that leads to a large, heated pool and screened lanai overlooking your covered boat lift and dock. The interior is freshly painted thru-out. New kitchen cabinetry, new a/c system and duct work, new roof, soffits & gutters, and a whole house air filtration system all installed in 2024. Take a look at the complete features list attached. The newly completed low maintenance landscape, and drainage just adds to the beauty of this property. A huge asset included in the purchase of this home are Flood Prevention System Panels. This home also carries transferrable flood insurance.
MLS# 2025012872

Courtesy Of Castaways Island Realty LLC

(239) 282-0770

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch, Pool, Ceiling Fan, Security System, Security System, Water Front
  • Appliances
    Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Block
  • Floor Covering
    Tile
  • Lot Size
    0.16 Acres
  • Rooms
    Dining Room
  • View Type
    Water

Map and Directions

Directions to 3693 Ruby Avenue, St James City, FL 33956

Home seller CENTURY 21 SUNBELT REALTY

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 SUNBELT REALTY

(239) 283-1100
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.