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38 State Street, Saratoga Springs, Inside, NY 12866

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For Sale

$689,000

5 beds • 4 baths • 2,540 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Multi-Family (2-4 Units)
    Property type

  • Newly Listed
    Time on Century 21

  • $271.26
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Dreaming of living in Saratoga Springs but think it's out of reach? This versatile, income-producing property could be your answer! Live in one unit and earn steady rental income from the other two. Ideal for owner-occupancy, investment, or conversion to a single-family home. Proven rental history: Skidmore students, long-term tenants, and seasonal renters. Flexible occupancy Unit 1 has a month-to-month tenant, Unit 2 is vacant, and Unit 3 is leased through 9/30/25 with a tenant eager to stay. Heating: Unit 1 has natural gas with a new boiler (fireplace needs liner), Units 2 & 3 use electric heat. Located near Skidmore and downtown, with always-available on-street parking. A rare chance to own in a sought-after area with built-in income!
MLS# 202523853

Courtesy Of Berkshire Hathaway HomeServices Blake, REALTORS

(518) 935-2555

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch
  • Architecture Style
    New Traditional
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood, Laminate, Tile
  • Heating System
    Baseboard
  • Lot Size
    0.1 Acres
  • Roof Type
    Slate

Map and Directions

Directions to 38 State Street, Saratoga Springs, Inside, NY 12866

Home seller CENTURY 21 North East

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 North East

(800) 844-7653
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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