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38w042 Mallard Lake Road, St. Charles, IL 60175

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For Sale

$785,000

4 beds • 5 baths • 4,681 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $167.70
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Set on a private 1.26-acre lot in desirable Heritage Oaks and within award-winning District 303 schools, this brick and cedar home offers space, comfort, and a functional layout. The circular driveway and stately facade welcome you to a home filled with natural light from ample windows, with the south-facing front creating bright, inviting spaces year-round. Inside, the vaulted living room features a dramatic brick fireplace and connects seamlessly to the kitchen, updated in 2023 with crisp white cabinetry and equipped with a new double oven and dishwasher (2024). The main-floor full bath adds flexibility for guests or a spacious home office with a separate entrance to a front patio. Upstairs, the primary suite is joined by three additional bedrooms-one with an en suite and another with a Jack-and-Jill bath. The finished walkout basement includes a large wet bar, wine cellar, fireplace, and full bath, with the option to add an additional bedroom with its own fireplace. A main-level office with industrial-style finishes and a separate exterior entrance provides a private workspace. The circular driveway and 3-car side-load garage offer convenience, while the oversized lot with mature landscaping and established trees provides privacy and a peaceful setting. Recent updates include the roof (2020), two HVAC systems and furnaces (2023), and the well pump (2024). Located in unincorporated St. Charles, just minutes from South Elgin amenities.
MLS# 12447809

Courtesy Of LISTWITHFREEDOM.COM

(855) 456-4945

Property Features

  • Age
    21-30 Years Old
  • Appliances
    Dishwasher, Dryer, Oven - Double, Oven - Gas, Refrigerator, Washer
  • Architecture Style
    New Traditional

Map and Directions

Directions to 38w042 Mallard Lake Road, St. Charles, IL 60175

Home seller CENTURY 21 Circle

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CENTURY 21 Circle

(847) 882-4855
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Monthly Payment Breakdown

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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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