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40 Irving St, Spencer, MA 01562

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For Sale

$399,000

2 beds • 1 baths • 1 half baths • 1,792 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • 1955
    Year built

  • $222.66
    Price per square foot

  • Full, Walk-out
    Basement

Explore this Property

Welcome to this beautifully maintained 2-bedroom, 1.5-bath home that combines comfort, function, and charm. Step inside to a warm and inviting living room featuring a cozy fireplace, large windows that let in abundant natural light, and plenty of space for relaxing or entertaining. You'll find a bright sunroom perfect for a reading nook or extra hosting space. The kitchen features sleek corian countertops and plenty of cabinet space, ideal for everyday cooking and dedicated dinning room for meals. Downstairs, the full basement includes a dedicated laundry room with walk-out access to the backyard. Enjoy outdoor living with a fully fenced backyard featuring raised garden beds, a fire pit, a storage shed, and plenty of room to unwind.
MLS# 73362070

Listed By CENTURY 21 North East

Property Features

  • Basement
    Full, Walk-out
  • Cooling
    Window A/C
  • Exterior
    Gardens
  • Exterior Description
    Concrete Block
  • Exterior Living Space
    Enclosed Porch
  • Fencing
    Fenced Yard
  • Fireplace Count
    1 Fireplace
  • Flooring
    Hardwood, Tile
  • Garage Description
    No Garage
  • General
    Security System, Storage Area
  • Heating - Fuel Type
    Gas
  • Heating Type
    Baseboard
  • Lot Description
    Open
  • Lot Size
    0.39 Acres
  • Style
    Other Style
  • Water
    Municipal Water

Map and Directions

Directions to 40 Irving St, Spencer, MA 01562

Home seller Meet the Agent,
James Laney

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

James Laney

of CENTURY 21 North East

License: 9574599
(508) 450-3944
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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