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403 Highway 2297, Panama City, FL 32404

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For Sale

$699,000

3 beds • 2 baths • 1,855 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $376.82
    Price per square foot

  • 41-50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

PRICED BELOW APPRAISED VALUE Welcome to your own slice of paradise on Cook's Bayou. A rare opportunity to own a beautifully updated 3-bedroom, 2-bathroom brick home with gulf access, nestled on 5 serene acres adorned with moss draped oaks, lush herb gardens, and a private pond.Originally built in 1976 and thoughtfully renovated over the years, this 1,855 sq ft home offers a perfect blend of vintage character and modern amenities. Step inside to a light and airy interior featuring fresh paint, quartz countertops, new ceiling fans, and closet organizers throughout. The entire master bath has been fully remodeled, and the kitchen is a chef's dream with induction cooktop, double ovens with convection and air fryer modes, and like-new stainless appliances (all less than 3 years old).Rest easy knowing key upgrades have already been completed, including asbestos abatement, popcorn ceiling removal, a 2024 HVAC system, Honeywell programmable thermostat, Pristine Air UV filter, water softener system, and generator outlet for peace of mind. The home also features a 2017 metal roof, hurricane ties for wind mitigation, and a whitewashed brick exterior that adds timeless curb appeal.Outside, the upgrades continue with a solar-powered entrance gate, 12'x32' shed, motorized porch screen to fully enclose the back porch, raised metal garden beds, citrus trees, and room to expand or just enjoy the quiet of your surroundings.Boaters will love the nearly $30,000 in upgrades to the expanded dock, including a 7,000 lb. boat lift, offering seamless access to the Gulf from your backyard. And for those who like to work the land, a John Deere tractor and attachments are included with the purchase.Whether you're looking for a private waterfront homestead, a peaceful retreat, or a place to build your future, this one-of-a-kind property on Cook's Bayou has it all.
MLS# 776032

Courtesy Of Beach Haven Realty

(770) 596-6599

Open Houses

August

9

Saturday

In Person

Saturday, August 9, 2025

11:00AM - 2:00PM

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Dock, Porch, Patio, Ceiling Fan, Water Front, Cable Ready
  • Appliances
    Cooktop, Dishwasher, Microwave, Oven, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Lot Size
    5.17 Acres
  • Roof Type
    Metal

Map and Directions

Directions to 403 Highway 2297, Panama City, FL 32404

Home seller CENTURY 21 Ryan Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Ryan Realty

(850) 233-7926
Learn More About Us

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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