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406 4th Street, Spencer, NC 28159

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For Sale

$226,900

3 beds • 2 baths • 1,400 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Single Family Detached
    Property type

  • $162.07
    Price per square foot

  • 31-40 Years Old
    Age

Explore this Property

This beautifully remodeled 3 BD, 2 BA home sits on a desirable corner lot in historic Spencer, NC, and is sure to impress! Renovated in 2025, updates include a new roof, HVAC system, windows, doors, flooring, interior paint, brushed nickel hardware, modern light fixtures, and more. The kitchen features soft-close shaker-style cabinetry, granite countertops, a range/oven with built-in air fryer, recessed lighting, and a spacious pantry with custom shelving. Step out onto the back deck-ideal for grilling or enjoying your morning coffee. The backyard offers both privacy and charm with a combination of picket and privacy fencing. Additional upgrades include newly installed insulation and a 6-mil vapor barrier beneath the home. Enjoy close proximity to local attractions such as the NC Transportation Museum, area parks, the Museum of Dolls, Toys & Miniatures, Spencer's Little Choo Choo Shop, and a variety of restaurants-all within about a mile. For outdoor enthusiasts, the Yadkin River Park-Spencer Trailhead is just 3.5 miles away. Located in a USDA-eligible area within the heart of Spencer's historic district-this home blends modern comfort with small-town charm.
MLS# 4256025

Courtesy Of Home Realty and Mortgage

(704) 633-2900

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Deck, Porch
  • Appliances
    Dishwasher, Microwave
  • Lot Size
    0.14 Acres

Map and Directions

Directions to 406 4th Street, Spencer, NC 28159

Home seller CENTURY 21 Towne & Country

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Towne & Country

(704) 637-7721
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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.