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4123 Cobalt Circle P114, Panama City Beach, FL 32408

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For Sale

$540,000

2 beds • 2 baths • 1,322 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Condominium
    Property type

  • Newly Listed
    Time on Century 21

  • $408.47
    Price per square foot

  • 11-20 Years Old
    Age

Explore this Property

Exquisite Bay Front Luxury at Waterhaven! Updated 2BR Condo with Breathtaking St. Andrews Bay ViewsDiscover the pinnacle of coastal living in this stunning 2-bedroom, 2-bathroom condo located in the highly desired Waterhaven community. Perched on the 2nd story, this residence offers unparalleled, unobstructed views of beautiful St. Andrews Bay from nearly every room.Step inside and be greeted by an atmosphere of refined elegance. Soaring 13-foot ceilings, intricate built-up crown molding, and gorgeous hardwood floors flow throughout the primary living areas. The gourmet kitchen is an entertainer's dream, professionally equipped with top-of-the-line appliances, including a Viking range, Sub-Zero refrigerator, dishwasher, wine cooler, and a separate under-cabinet ice maker, all seamlessly integrated with beautiful Quartzite natural stone countertops.The spacious, open-concept living and dining area provides the perfect backdrop for relaxation and entertaining, with expansive windows that frame the serene water views. Step out onto the generous east-facing balcony to enjoy your morning coffee with the sunrise or unwind in the evening with the gentle bay breeze.Retreat to the luxurious primary suite, a true sanctuary featuring private access to the balcony. The opulent en suite master bath is designed for ultimate relaxation, offering a large garden tub, a separate glass-enclosed shower, two separate vanities, elegant travertine tile floors, and a spacious walk-in closet.This exceptional unit also includes a dedicated laundry room just off the kitchen for everyday convenience and elevators in the building for easy access.Property Highlights:Prime Bay Front Location in WaterhavenStunning 2nd-Story Views of St. Andrews BayEast-Facing Balcony with Access from Living Area & Primary SuiteGourmet Kitchen with Viking & Sub-Zero Appliances13-Foot Ceilings & Custom Crown MoldingQuartzite Natural Stone Countertops & Hardwood FloorsLuxurious Primary Suite with Spa-Like En Suite BathDedicated In-Unit Laundry RoomWaterhaven Community Amenities:Private Slip Marina Exclusive Private Beach on St. Andrews Bay Seasonally Heated Bay Front Pool Swimming PoolsCommunity Clubhouse with a State-of-the-Art Fitness CenterMedia Center & Executive Business CenterSecure Buildings with Elevator AccessGated CommunityThis condo offers a rare opportunity to own a piece of paradise in one of Panama City Beach's most prestigious communities. The combination of luxury, location, and lifestyle is unmatched. Schedule your private showing today to experience the magnificent views and exceptional quality for yourself!All information is deemed reliable; The buyer is responsible for independent verification of all details, including but not limited to measurements, HOA fees, and amenities.
MLS# 777233

Courtesy Of Beachy Beach Real Estate

(850) 527-5651

Open Houses

August

10

Sunday

In Person

Sunday, August 10, 2025

12:00PM - 3:00PM

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Ceiling Fan, Disabled Access, Elevator, Water Front
  • Appliances
    Dishwasher, Dryer, Garbage Disposer, Ice Maker, Microwave, Oven, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Rooms
    Dining Room, Living Room

Map and Directions

Directions to 4123 Cobalt Circle P114, Panama City Beach, FL 32408

Home seller CENTURY 21 Ryan Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Ryan Realty

(850) 233-7926
Learn More About Us

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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