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421 Spruce Street, Utica, NY 13502

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For Sale

$199,000

3 beds • 1 baths • 1 half baths • 1,008 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $197.42
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Welcome to 421 Spruce St, Utica, NY!?Nestled in a quiet, friendly neighborhood just minutes from SUNY Poly and Downtown Utica, this delightful 3-bedroom, 1.25-bath home offers the perfect blend of comfort, charm, and convenience. Step inside and admire the hardwood floors that run throughout the spacious living and dining areas, as well as the first floor bedroom, creating a warm and inviting atmosphere. The kitchen offers space for the chef and guest to gather with plenty of counter space and cupboards. The first floor is rounded out with a 1/4 bath. Off the dining area is heated sunroom, a standout feature, ideal for enjoying your morning coffee, curling up with a book, or simply soaking in the natural light year-round. The full dry basement provides ample storage space or potential for a future rec room or workshop. You ll also love the attached 1-car garage, offering easy access and additional convenience, especially during those snowy Upstate winters. The driveway was recently widened to allow for additional vehicles. Outside, the large, fully fenced yard provides a safe and secure space for pets, and gardening enthusiasts alike perfect for hosting gatherings or simply enjoying the outdoors. This home s prime location ensures you re close to everything Utica has to offer, from schools and parks to shopping and dining. Whether you re a first-time buyer or looking for a well-maintained, move-in ready home with classic appeal, 421 Spruce St is a must-see. Don t miss your chance to make this charming Utica gem your new home!
MLS# S1610305

Courtesy Of Benn Realty LLC

(315) 831-5061

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch, Cable Ready
  • Appliances
    Oven, Range, Refrigerator
  • Architecture Style
    Cape Cod
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Carpet, Hardwood, Vinyl
  • Heating System
    Forced Air
  • Lot Size
    0.15 Acres
  • Roof Type
    Asphalt
  • Rooms
    Dining Room, Kitchen, Living Room

Map and Directions

Directions to 421 Spruce Street, Utica, NY 13502

Home seller CENTURY 21 One Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 One Realty

(315) 793-7500
Learn More About Us

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Monthly Payment Breakdown

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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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