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4220 St Elmo Avenue, Chattanooga, TN 37409

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For Sale

$510,000

3 beds • 2 baths • 1 half baths • 1,848 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $275.97
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

Charming 1942 St. Elmo Gem - Historic Elegance Meets Modern Comfort! Nestled in the heart of historic St. Elmo, this stunning 3-bedroom, 2.5-bathroom home is brimming with timeless character and thoughtful updates. From the moment you arrive, the arched entryway welcomes you with vintage charm, while inside, tongue-and-groove ceilings and gleaming hardwood floors set the stage for a warm, inviting atmosphere. The renovated kitchen is a chef's dream, featuring modern upgrades while maintaining the home's historic integrity. A newer roof (2021) and fresh exterior paint (2020) and gas logs (2024) ensure peace of mind, while a whole-house Kinetico water filtration system with reverse osmosis drinking water adds an extra touch of luxury. The spacious primary suite is a true retreat, complete with a his-and-hers closet and its very own private laundry room a rare and convenient touch! Two additional bedrooms offer versatility for guests, a home office, or creative spaces. Step outside to enjoy your fenced-in backyard, perfect for pets, gardening, or relaxing evenings under the stars. The attached garage and corner lot adds ample parking and convenience, while the home's prime location places you just steps from Guild's Trail, Hawkins Ridge, and the Tennessee Riverwalk, offering endless opportunities for outdoor adventure. A perfect blend of history, charm, and modern amenities this St. Elmo beauty is ready to welcome you home! Don't miss your chance to own a piece of history in one of Chattanooga's most beloved neighborhoods! Information provided is deemed reliable but not guaranteed. Buyer responsible for verifying all information deemed important to Buyer.
MLS# 1507428

Courtesy Of Real Estate Partners Chattanooga LLC

(423) 265-0088

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch
  • Appliances
    Dryer, Garbage Disposer, Oven - Convection, Range, Range - Gas, Refrigerator
  • Architecture Style
    Other
  • Exterior Type
    Aluminum Siding, Stone
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood
  • Lot Size
    0.15 Acres

Map and Directions

Directions to 4220 St Elmo Avenue, Chattanooga, TN 37409

Home seller CENTURY 21 Cumberland Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Cumberland Realty

(423) 942-6000
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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