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4225 Dairy Farm Road, Panama City, FL 32404

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For Sale

$449,900

4 beds • 3 baths • 2,303 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Other Residential
    Property type

  • Newly Listed
    Time on Century 21

  • $195.35
    Price per square foot

  • 6-10 Years Old
    Age

Explore this Property

This exceptionally well-kept home offers space, functionality, and peace of mind all in one -- with the added advantage of a rare financing opportunity. The property includes the possibility of an assumable loan at just 2.75% interest for a portion of the purchase price, providing buyers with a valuable way to save significantly compared to current market rates.Situated on an oversized lot with a fully fenced backyard, the home provides privacy and versatility for a variety of lifestyles. An expanded driveway allows for ample parking, including dedicated space for an RV, boat, or trailer, and the property is equipped with a 50-amp plug that can be used for an RV or possibly an electric car. A generator hookup and transfer switch in the garage add another level of convenience and peace of mind.Inside, the open-concept design creates a bright and welcoming atmosphere. With four spacious bedrooms and three full bathrooms, there is plenty of room for family and guests. An additional flex space, which can serve as an extra living area or Florida room, offers even more versatility. The kitchen is beautifully finished with quartz countertops, custom cabinetry, and stainless steel appliances, combining both style and functionality. A large pantry and generous counter space make it ideal for everyday living as well as entertaining.Recent updates include a roof replacement in 2019, an outside AC unit replaced in 2018, and a brand new water heater. Outdoors, the property features a sprinkler system that services the large yard, an outdoor shower for rinsing off after beach days or yard work, and an eight-foot privacy fence along the rear with no houses behind, ensuring a private and peaceful setting. The side yard also offers plenty of room for creating future access if desired, or for a pool or additional outdoor storage options.Additional highlights include ample storage throughout the home, a spacious laundry area, and thoughtful upgrades that make the property truly move-in ready.This home combines everyday practicality with modern finishes, lifestyle flexibility, and a unique financing opportunity that sets it apart -- making it an excellent choice for today's buyers.
MLS# 778251

Courtesy Of Coastal Sun Realty LLC

(850) 249-2050

Property Features

  • Age
    6-10 Years Old
  • Amenities
    Porch, Ceiling Fan, Attic
  • Appliances
    Dishwasher, Microwave, Refrigerator
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Brick
  • Floor Covering
    Tile, Vinyl
  • Lot Size
    0.21 Acres

Map and Directions

Directions to 4225 Dairy Farm Road, Panama City, FL 32404

Home seller CENTURY 21 Ryan Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Ryan Realty

(850) 233-7926
Learn More About Us

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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