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423 Gilpin Bay, Saranac Lake, NY 12983

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For Sale

$1,099,000

2 beds • 1 baths • 1,348 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $815.28
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

Discover serenity at this charming lakefront cottage nestled on a level lot with picturesque island views on desirable Upper Saranac Lake. This private getaway features 2 comfortable bedrooms plus a cozy loft that offers views of the lake, perfect for quiet mornings or evening stargazing. The spacious, sun drenched deck is ideal for entertaining or simply relaxing in nature's beauty. With easy year-round road access, this tranquil retreat combines the comforts of home with the peacefulness of lakefront living.
MLS# 205465

Courtesy Of Adirondack Premier Properties, Inc.

(518) 523-3333

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Deck, Dock, Water Front
  • Appliances
    Range, Refrigerator
  • Architecture Style
    Contemporary
  • Exterior Type
    Wood Siding
  • Floor Covering
    Carpet, Vinyl
  • Lot Size
    1.4 Acres
  • Roof Type
    Asphalt
  • View Type
    Lake, Mountain

Map and Directions

Directions to 423 Gilpin Bay, Saranac Lake, NY 12983

Home seller CENTURY 21 TheOne

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 TheOne

(518) 563-7350
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
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  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Adirondack Champlain Valley MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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