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424 Prospect Street, Watertown City, NY 13601

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For Sale

$147,999

4 beds • 2 baths • 1,914 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Attached
    Property type

  • $77.32
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Welcome to this exceptional duplex investment opportunity that perfectly balances income potential with personal living possibilities. This well-maintained multi-family property features four spacious bedrooms and two full bathrooms across 1,914 square feet of thoughtfully designed living space. The upper apartment comes partially furnished, making it move-in ready for tenants or providing immediate comfort if you choose to call it home. Meanwhile, the lower unit offers flexibility for additional rental income. Both apartments benefit from the durability and energy efficiency of a quality metal roof, ensuring long-term protection and reduced maintenance costs. Located conveniently close to downtown Watertown, residents enjoy easy access to local amenities, dining, and entertainment while maintaining a peaceful residential atmosphere. The property sits on a nicely maintained lot with a fenced backyard, providing privacy and outdoor space for relaxation. This duplex represents an excellent opportunity for both seasoned investors and first-time buyers looking to house hack their way into real estate ownership. Live in one unit while generating rental income from the other, or maximize your investment returns by renting both apartments. The partially furnished upper unit eliminates the hassle and expense of furnishing for new tenants. Whether you're seeking a smart investment strategy, considering a live-in rental property, or looking for a unique housing solution, this duplex offers the versatility and income potential to meet your goals. The combination of location, condition, and rental possibilities makes this property a standout opportunity in today's market.
MLS# S1591523

Courtesy Of eXp Realty

(888) 276-0630

Open Houses

July

26

Saturday

In Person

Saturday, July 26, 2025

12:00AM - 2:00PM

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Cable Ready
  • Architecture Style
    Other
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Carpet, Laminate, Tile, Vinyl
  • Heating System
    Baseboard, Forced Air
  • Lot Size
    0.1 Acres
  • Roof Type
    Metal

Map and Directions

Directions to 424 Prospect Street, Watertown City, NY 13601

Home seller CENTURY 21 Galloway Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Galloway Realty

(315) 342-2111
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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