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428 Merchant Street, Bluffton, IN 46714

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For Sale

$115,000

3 beds • 2 baths • 1,352 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Mobile/Manufactured Home
    Property type

  • Newly Listed
    Time on Century 21

  • 1993
    Year built

  • $85.06
    Price per square foot

Explore this Property

Nestled in the heart of Bluffton, this ranch-style home is brimming with opportunity. Whether you call it a diamond in the rough, a handyman special, or simply an equity-building investment, one thing is certain "this home is full of potential. With a little TLC, it can easily be restored to its best self! Step inside to find a spacious kitchen, complete with an appliance package, abundant cabinetry, and plenty of counter space for your favorite meals. The open living area offers the perfect spot for hosting movie nights, with a cozy fireplace ready to provide warmth and ambiance on chilly evenings. The primary suite is a true retreat, featuring an oversized bedroom, walk-in closet, dual vanities, a separate soaking tub, and a stand-up shower. Two additional bedrooms, located away from the primary, provide options for privacy, guest space, or a home office. Outside, the fully fenced backyard just needs a few panels re-secured to be complete. An 8x10 storage shed adds convenience and extra storage. Rich in potential, this property is ready for its next chapter "come see the hidden value waiting at 428 Merchant Street!
MLS# 202535672

Listed By CENTURY 21 Bradley Realty, Inc.

Property Features

  • Appliances
    Garbage Disposal
  • Basement
    Crawl Space
  • Bath Features
    Tub and Shower
  • Cooling
    Central A/C
  • Exterior Description
    Vinyl Siding
  • Exterior Living Space
    Deck
  • Fencing
    Partially Fenced, Wood Fence
  • Fireplace Count
    1 Fireplace
  • Flooring
    Wall to Wall Carpet, Laminate
  • General
    Ceiling Fan(s)
  • Interior
    Walk-in Closet, Vaulted Ceilings
  • Lot Description
    Corner
  • Lot Size
    0.1 Acres
  • Roof
    Asphalt Shingle Roof
  • Sewer
    Public
  • Style
    Other Style
  • Water
    Municipal Water

Home seller CENTURY 21 Bradley Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Dana Botteron of Wayhome Team

of CENTURY 21 Bradley Realty, Inc.

(260) 385-2468
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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