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4370 Oliver Road, Independence, KY 41051

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For Sale

$150,000

3 beds • 1 baths • 1,250 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $120.00
    Price per square foot

  • Basement
    Rooms

Explore this Property

This home qualifies for renovation loan financing, which allows buyers to finance both the purchase price and the cost of updates in one mortgage. Renovation loans can cover a wide range of projects-from cosmetic updates to larger repairs-and the home is appraised ''as completed,'' giving you the ability to borrow against the improved value. With down payment options as low as 3-3.5 percent (depending on program), this is a great way to customize the home to your style while building equity right away. Ask your lender about available renovation loan programs and eligibility. The property itself is a 3 bed, 1 bath ranch with approx. 1,250 sq ft, featuring a spacious living room with stone fireplace and bay window, an eat-in kitchen that opens to a covered deck and breezeway, a full walk-out basement, and a 2-car garage. With the right vision and improvements, this home offers tremendous potential! Images of renovation artificially created
MLS# 636629

Courtesy Of Hand in Hand Realty

(859) 331-8800

Property Features

  • Amenities
    Deck, Basement, Cable Ready
  • Architecture Style
    Ranch
  • Exterior Type
    Aluminum Siding
  • Fireplace
    Fireplace
  • Lot Size
    0.57 Acres
  • Rooms
    Basement

Map and Directions

Directions to 4370 Oliver Road, Independence, KY 41051

Home seller CENTURY 21 Garner Properties

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Garner Properties

(859) 363-9900
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
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  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Northern Kentucky MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.