Skip to main content
Back to Search Results
|

440 Lago LN, Santa Cruz, CA 95062

Show All 28 Photos
For Sale

$1,849,000

3 beds • 2 baths • 1 half baths • 1,164 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $1,588.49
    Price per square foot

  • 11-20 Years Old
    Age

Explore this Property

Unparalleled Harbor Location Just steps from the Santa Cruz Harbor, this residence offers the ultimate coastal lifestyle. Stroll to the beach, indulge at renowned restaurants, or embark on a sail from your own neighborhood. Crafted with exceptional quality, the home features a thoughtfully designed floor plan with a gourmet kitchen appointed with granite countertops, seamlessly opening to a dramatic open-beamed living room. Expansive custom doors invite you to an elegant entertaining deck, where you can enjoy breathtaking sunsets and sparkling harbor lights. The private primary suite occupies the upper level, complete with a spacious wardrobe, while the lower level offers two comfortable guest bedrooms and a full bath. A generous backyard with an outdoor shower provides the perfect retreat after a day at the beach. With its prestigious location, refined finishes, and captivating views, this home embodies the best of Santa Cruz coastal living. A rare opportunity not to be missed.
MLS# ML82021222

Courtesy Of Miritz & Bailey Real Estate, Inc.

(831) 588-4528

Open Houses

September

14

Sunday

In Person

Sunday, September 14, 2025

1:00PM - 4:00PM

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Sky light, Vaulted Ceiling
  • Appliances
    Range, Range - Gas
  • Architecture Style
    Other
  • Floor Covering
    Hardwood
  • Lot Size
    0.05 Acres
  • Rooms
    Dining Room, Family Room, Kitchen

Map and Directions

Directions to 440 Lago LN, Santa Cruz, CA 95062

Home seller CENTURY 21 Masters

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Masters

(888) 862-1194
Learn More About Us

Mortgage Calculator

$
$ %
Loan Term
%
Invalid number

$ /year
$ /year
$ /month

Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

An Equal Opportunity Company

Copyright © 2025 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Loading