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440 S Macarthur Avenue, Panama City, FL 32401

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For Sale

$280,000

3 beds • 1 baths

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • Over 50 Years Old
    Age

Explore this Property

Welcome to your new home in the highly sought-after Cove neighborhood in historic downtown, Panama City! This delightful 3-bedroom, 1-bathroom residence, originally built in the 1940s, combines timeless charm with modern updates. Step inside to discover a beautifully maintained interior that showcases the character of an older era while offering contemporary comforts. Recent updates include a roof after Hurricane Michael, a new HVAC system, ensuring durability and energy efficiency for years to come. The spacious layout features inviting living areas, perfect for family gatherings and entertaining friends. The property also boasts a convenient one-car garage, along with a newly paved driveway and alleyway access at the back of the home. Situated just steps away from St. Andrews Bay Yacht Club and the water and mere minutes from downtown Panama City, this home's location is unparalleled. Enjoy easy access to the yacht club, picturesque Beach Drive, and all the amenities downtown has to offer, from trendy shops and delectable dining to vibrant nightlife. Don't miss the chance to own a piece of history in one of Panama City's most desirable neighborhoods. Schedule your viewing today and fall in love with this charming cove home!
MLS# 782228

Courtesy Of Think Real Estate

(850) 270-4200

Property Features

  • Age
    Over 50 Years Old
  • Architecture Style
    Bungalow
  • Lot Size
    0.24 Acres

Map and Directions

Directions to 440 S Macarthur Avenue, Panama City, FL 32401

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.