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4408 Seneca Avenue, Chattanooga, TN 37409

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For Sale

$469,000

3 beds • 2 baths • 1,650 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $284.24
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

Whether you're searching for your next home, a charming investment property, or the perfect blend of both, this gem at the base of Lookout Mountain offers it all. Tucked away on a quiet street in the heart of St. Elmo's Historic District, this beautifully crafted home delivers serene mountain views while being just 3 miles from downtown Chattanooga. Enjoy easy access to walking and hiking trails, and take a short stroll to the vibrant St. Elmo town center, home to local dining, coffee shops, and shopping. From the moment you arrive, the home's curb appeal stands out - it blends a unique mix of stone and quality craftsmanship creating a warm, inviting energy that carries throughout the entirety of the property. Inside, you'll find vaulted ceilings, bright yet cozy living spaces, and a fully finished basement suite complete with a private bed and bath which is perfect for guests, extended family, or short-term rental income. Whether you're sipping coffee on the front patio or relaxing indoors by the living room fire, this home is made for soaking in the peaceful surroundings. The property comes with a recently renewed short-term rental permit - ready to transfer to the new owner - making it an ideal turnkey investment opportunity. Don't miss your chance to own a truly special cottage in one of Chattanooga's most sought-after neighborhoods. Come experience the historic charm and modern convenience of life in St. Elmo. All information is deemed reliable but is not guaranteed. Buyers are to verify any and all information they deem important.
MLS# 1519557

Courtesy Of Keller Williams Realty Greater Downtown

(423) 664-1900

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Patio
  • Architecture Style
    Other
  • Exterior Type
    Stone, Wood Siding
  • Fireplace
    Fireplace
  • Lot Size
    0.23 Acres

Map and Directions

Directions to 4408 Seneca Avenue, Chattanooga, TN 37409

Home seller CENTURY 21 Prime South

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Prime South

(423) 821-5551
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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.