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499 Hemlock Lane, Spencer, TN 38585

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For Sale

$489,900

3 beds • 2 baths • 1,587 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $308.70
    Price per square foot

  • 11-20 Years Old
    Age

Explore this Property

Welcome to your private oasis! This beautifully maintained 3-bedroom, 2-bathroom home features stunning hardwood floors throughout and a cozy gas fireplace, perfect for warming up on chilly evenings. The highlight of the property is the expansive 20x27 screened-in back porch, ideal for relaxing or entertaining while enjoying tranquil views of the nearby creek. Nestled in a gated community, this residence offers a wealth of amenities for outdoor enthusiasts and families alike.Enjoy access to two large pavilions, a refreshing pool, multiple scenic lakes, and a convenient general store all just a short stroll away. For horse lovers,a Equestrian Center is available for an additional cost. With a partial basement providing extra storage and gutter guards to ease maintenance, this home is both functional and inviting. The concrete driveway leads you through a beautiful wooded landscape, ensuring peace and privacy. Don't miss this opportunity to own a meticulously cared-for slice of paradise!
MLS# 236553

Courtesy Of Tree City Realty

(931) 474-7355

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Deck, Porch, Patio, Vaulted Ceiling, Ceiling Fan
  • Appliances
    Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Fireplace
    Fireplace
  • Rooms
    Basement

Map and Directions

Directions to 499 Hemlock Lane, Spencer, TN 38585

Home seller CENTURY 21 Realty Group, LLC

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Realty Group, LLC

(931) 484-6411
Learn More About Us

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Monthly Payment Breakdown

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  • Hazard Insurance
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  • Private Mortgage Insurance
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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