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520 Sandy Lane, Panama City Beach, FL 32413

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For Sale

$714,900

4 beds • 3 baths • 1,813 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Other Residential
    Property type

  • Newly Listed
    Time on Century 21

  • $394.32
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

Welcome to 520 Sandy Lane, a flexible income-producing property with three separate rental configurations or the option to enjoy it as a full family home. Currently offered as Cape Calm (upstairs), Sugar Shores Sanctuary (downstairs), and Twilight Tides (whole home), this property is designed to maximize both revenue and livability. The downstairs suite has just been freshly renovated with its own bedroom, bathroom, and kitchenette--perfect as a private rental or a true mother-in-law suite.In 2024 the combined listings produced strong returns across Airbnb, Vrbo,, and direct bookings, bringing in consistent guest demand throughout the year. In 2025, year-to-date performance continues to show stable occupancy and impressive gross totals, making this an excellent option for investors seeking multiple income streams or families looking for a property that grows with them.The upstairs unit offers bright, spacious living, while the full-home option provides versatility for larger groups. With the ability to rent all together or separately, the home appeals to a wide range of guests. Modern finishes, a private layout, and a recently updated downstairs retreat make this property a rare opportunity to combine personal use with proven profitability.
MLS# 778274

Courtesy Of Counts Real Estate Group Inc

(850) 249-3615

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Porch, Pool, Ceiling Fan, Hot Tub Spa
  • Appliances
    Dryer, Dishwasher, Freezer, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Fireplace
    Fireplace
  • Floor Covering
    Vinyl
  • Lot Size
    0.28 Acres
  • Roof Type
    Metal

Map and Directions

Directions to 520 Sandy Lane, Panama City Beach, FL 32413

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

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Monthly Payment Breakdown

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  • Property Taxes
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  • Hazard Insurance
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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