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521 Division Street, St. Charles, IL 60174

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For Sale

$319,900

3 beds • 1 baths • 1 half baths • 1,100 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $290.82
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

LOCATION, LOCATION, LOCATION! This charming 3-bedroom, 1.5-bathroom ranch home is nestled in the heart of downtown St. Charles, offering the perfect blend of comfort and convenience. Step inside to discover gleaming hardwood floors that flow seamlessly through the spacious bedrooms and inviting living room. The light-filled kitchen is a delightful space to prepare meals and entertain guests. Outside, enjoy a private backyard, ideal for relaxation or outdoor activities. Situated just steps from the scenic Fox River Trail, this home is a haven for outdoor enthusiasts. The trail offers over 40 miles of paved paths for walking, jogging, and cycling, with picturesque views of the river and surrounding nature. Additionally, you're only minutes away from the shops, dining, and charm of downtown Geneva. With schools, parks, shopping, and restaurants all within close proximity, this home provides an unparalleled location for a vibrant lifestyle. Schedule your private tour today! Property is being sold AS IS.
MLS# 12370221

Courtesy Of Swanson Real Estate

(815) 786-9418

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dryer, Range, Refrigerator
  • Architecture Style
    Ranch
  • Floor Covering
    Hardwood
  • Heating System
    Forced Air, Radiant, Radiant Floor
  • Lot Size
    0.14 Acres

Map and Directions

Directions to 521 Division Street, St. Charles, IL 60174

Home seller CENTURY 21 Circle

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Circle

(630) 369-2000
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
    $0
  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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