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5239 PEGGY Lane, Middleburg, FL 32068

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For Sale

$449,999

3 beds • 2 baths • 2,065 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $217.92
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

Welcome to 5329 Peggy Lane a charming brick home tucked away on a peaceful, private one-acre lot in the heart of Clay County, offering the freedom of no HOA no CDD and the lifestyle buyers dream of. Just minutes from town yet surrounded by nature, this property blends convenience with the calm of true country living. Inside, the home features three bedrooms, two beautifully updated bathrooms, and a warm, thoughtfully designed interior. Neutral LVP flooring, soft natural light, and inviting finishes make the space feel both modern and timeless. The kitchen has been tastefully refreshed with quartz countertops, a farmhouse sink, stainless steel appliances, and an under-sink reverse osmosis system for crisp, clean drinking water perfect for anyone embracing a more self-sustained lifestyle. Both bathrooms have been renovated with clean, contemporary design, and the living room's fireplace brings that classic, cozy touch that makes this home feel like a true retreat during cooler Florida evenings. Major improvements were completed with long-term ease and efficiency in mind, including a new HVAC system with upgraded insulation and ductwork (Snyder warranty), a whole-house gas generator, and a freshly serviced septic system with a new pump and alarm. A private well and whole-home water softener further support comfort and self-sufficiency. Outdoors, the property unfolds into a nature lover's haven. The yard is abundant with mature, producing fruit trees blueberry, lemon, orange, pomelo, fig, plum, grape, pear, and more along with seasonal blooms like jasmine, roses, and peonies that bring year-round color and fragrance. Whether you're growing a garden, collecting fresh eggs, or simply enjoying quiet mornings with a cup of coffee, this land offers endless possibility. Your screened-in, heated pool provides year-round enjoyment, and the additional outdoor storage buildings are perfect for tools, equipment, and homestead gear. Located minutes from Jennings State Forest, shopping, schools, and daily conveniences, this home offers the rare balance of privacy, sustainability, and everyday comfortall nestled on a picturesque acre that feels like your own little escape.
MLS# 2117822

Courtesy Of Keller Williams St Johns

(904) 867-7694

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Porch, Pool, Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Tile, Vinyl
  • Lot Size
    0.95 Acres

Map and Directions

Directions to 5239 PEGGY Lane, Middleburg, FL 32068

Home seller CENTURY 21 Lighthouse Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Lighthouse Realty

(904) 562-5652
Learn More About Us

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Monthly Payment Breakdown

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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.