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612 E 13Th Street, Spencer, IA 51301

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For Sale

$164,000

4 beds • 1 baths • 1,920 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $85.42
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

This well-cared-for ranch-style home has been lovingly maintained by the same owner for decades and is ready for its next chapter. Featuring 2 legal bedrooms with the potential for 2 additional bedrooms, this home offers plenty of room to grow. You ll find 2 bathrooms, a spacious living area, and original hardwood floors hidden beneath the carpet upstairs, just waiting to be uncovered and restored. Enjoy peace of mind with key updates, including a new water heater and furnace (both installed June 2024), new upstairs living room carpet (2023), and a refreshed kitchen floor (2022). The roof is approximately 5 years old, and a radon mitigation system is already in place. You ll love the oversized garage perfect for extra storage, hobbies, or a workshop. Best of all, this home was not affected by last summer s flood. Full of charm, character, and potential, this solid home is ready for your personal touch. Don t miss the opportunity to make it yours!
MLS# 250971

Courtesy Of eXp Realty, LLC

(833) 835-5566

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Heating System
    Forced Air
  • Lot Size
    0.19 Acres

Map and Directions

Directions to 612 E 13Th Street, Spencer, IA 51301

Home seller CENTURY 21 ProLink

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 ProLink

(712) 546-6833
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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