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640 W Main Street, Decatur, IL 62522

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For Sale

$108,000

7 beds • 4 baths • 4,401 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $24.54
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Conveniently located in the heart of Decatur near shopping, restaurants and Millikin University this seven bedroom, four bath former bed & breakfast is bursting with original character and timeless details! The sprawling main level features a large living room, formal dining room, spacious kitchen, family room, second kitchen, office space and three full bathrooms, including a private bath in one of the three bedrooms. Head upstairs to find four additional bedrooms plus a fourth full bathroom. Many projects are waiting for your finishing touches to add to your rental portfolio or make it your dream family home!
MLS# 12275320

Courtesy Of Ryan Dallas Real Estate

(217) 351-4900

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Refrigerator, Washer
  • Architecture Style
    Other
  • Floor Covering
    Hardwood, Vinyl
  • Rooms
    Bonus Room

Map and Directions

Directions to 640 W Main Street, Decatur, IL 62522

Home seller CENTURY 21 Reid Baugher Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Reid Baugher Realty

(217) 324-5286
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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