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641 WATER OAK Lane, Fleming Island, FL 32003

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For Sale

$390,000

3 beds • 2 baths • 1,780 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $219.10
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

Welcome to this Fleming Island gem sitting on over an acre of land in a quiet, established neighborhood. Zoned for top-rated A schools, this home combines comfort and location with recent updates that matter most: a brand-new roof (2023), fresh interior paint, and new carpet in the bedrooms. Enjoy the space and freedom of a large, usable lot with no CDD fees. Whether you're looking to settle in or invest, this move-in-ready home offers rare value in one of Clay County's most desirable communities.
MLS# 2101692

Courtesy Of Magnolia Point Realty Inc.

(904) 269-4600

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Patio, Sky light, Vaulted Ceiling, Cable Ready
  • Appliances
    Dishwasher, Refrigerator
  • Exterior Type
    Vinyl Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Laminate, Carpet
  • Lot Size
    1.17 Acres

Map and Directions

Directions to 641 WATER OAK Lane, Fleming Island, FL 32003

Home seller CENTURY 21 Lighthouse Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Lighthouse Realty

(904) 562-5652
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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