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646 Emerald Lane, Fort Walton Beach, FL 32547

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For Sale
Sale Pending

$275,000

3 beds • 2 baths • 1,246 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Single Family Attached
    Property type

  • Newly Listed
    Time on Century 21

  • $220.71
    Price per square foot

  • 31-40 Years Old
    Age

Explore this Property

This beautifully updated 3-bedroom, 2-bathroom home is move-in ready with fresh interior paint, new landscaping, brand-new carpet in the loft and upstairs bedrooms, and new luxury vinyl plank flooring in the master bedroom. The kitchen features granite countertops, a stylish glass block backsplash, and modern light fixtures throughout. The spacious open living area offers wide plank wood laminate flooring and vaulted ceilings, creating a warm and inviting atmosphere. The main-floor primary bedroom includes a walk-in closet, access to a private fenced rear patio, and a ensuite bathroom with elegant quartz countertop. Upstairs, you'll find an additional bedroom, with an open loft space, and a full bath. Washer and dryer convey with the home. Located in the desirable Emerald Gardens neighborhood, you'll enjoy a low-maintenance lifestyle with the association covering front yard care, common areas, community pool, roof, termite/pest control, pressure washing, and exterior paint. Boat and RV parking are available on a first-come, first-served basis, and the sparkling community pool is just a short walk from your front door. Perfectly positioned in the heart of Fort Walton Beach, you'll be close to shopping, dining, the Emerald Coast beaches, and both Eglin and Hurlburt Military Bases
MLS# 983008

Courtesy Of The Ketchersid Group

(850) 344-9848

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Sprinkler System
  • Appliances
    Dishwasher, Dryer, Garbage Disposer, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Floor Covering
    Tile, Vinyl
  • Lot Size
    0.04 Acres
  • Rooms
    Kitchen, Living Room, Loft

Map and Directions

Directions to 646 Emerald Lane, Fort Walton Beach, FL 32547

Home seller CENTURY 21 AllPoints Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AllPoints Realty

(850) 837-7800
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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