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701 4Th Street SW, Spencer, IA 51301

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For Sale

$459,000

4 beds • 1 baths • 3,410 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $134.60
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Welcome to this charming Cape Cod-style home, perfectly positioned in the heart of town, offering captivating river ground views and an abundance of character throughout. With nearly 2,000 finished square feet, this delightful home features 4 bedrooms and 3 bathrooms, making it a spacious retreat for any family. Two of the bedrooms are open loft-style, offering a unique design that overlooks the main floor, while the fourth bedroom is located in the unfinished basement, allowing for customization to suit your needs. As you enter the front door, you re greeted by an open foyer with a striking brick fireplace that extends up to the vaulted ceiling, supported by a 40+ foot exposed glue-lam beam. This architectural feature allows for a stunning wall of glass in the living room, providing breathtaking year-round views of the lush prairie grass and serene river grounds that only this location can offer. The main floor includes the master bedroom, a full bath, a spacious kitchen, and a dining room. Additionally, there is a back office, a laundry room, and convenient access to the attached 26 x 26-foot garage, adding practicality to this beautiful home. This home is full of thoughtful details and craftsmanship, with numerous updates that enhance its value and livability. Recent upgrades include a new water heater, furnace, electrical panel, air conditioning, shingles, siding, garage doors, and a new Marvin basement window. Take your time exploring this unique property, where every corner reflects the character and charm that makes this Cape Cod home a rare find. Some furnishings are negotiable
MLS# 251191

Courtesy Of Hinn Real Estate

(712) 336-1240

Open Houses

November

22

Saturday

In Person

Saturday, November 22, 2025

10:00AM - 12:00PM

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Patio, Vaulted Ceiling
  • Architecture Style
    Other
  • Heating System
    Forced Air
  • Lot Size
    0.96 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 701 4Th Street SW, Spencer, IA 51301

Home seller CENTURY 21 ProLink

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CENTURY 21 ProLink

(712) 546-6833
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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Copyright © 2025 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.