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81 Main Street, Otego, NY 13825

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For Sale
Sale Pending

$194,000

3 beds • 1 baths • 1 half baths • 1,298 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $149.46
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

Welcome to 81 Main Street, a charming 3-bedroom, 1.5 bath country home on 0.52 acre. This home features custom hand-tooled kitchen cabinets and woodwork throughout. Kitchen and dining room replaced with vinyl waterproof laminate. Fireplace insert replaced with a Jotul enamel woodstove. Electrical service updated to 200 amps with additional outlets added. Septic tank and dry well replaced in 2015. A detached 2-car garage with a remote opener with workshop space and a large barn with endless possibilities. Conveniently located just off I-88, just a short ride to Oneonta. Schedule your appointment today!
MLS# R1615005

Courtesy Of Keller Williams Upstate New York Properties

(607) 431-2540

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dryer, Oven, Range, Refrigerator
  • Architecture Style
    Other
  • Exterior Type
    Vinyl Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood, Vinyl
  • Heating System
    Baseboard
  • Lot Size
    0.52 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 81 Main Street, Otego, NY 13825

Home seller CENTURY 21 North East

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 North East

(800) 844-7653
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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