8915 Tweeddale Drive, Winston, GA 30187

?? Motivated Seller | Owner Financing Available | Pre-Foreclosure Opportunity in Winston, GA! Welcome to 8915 Tweeddale Drive, a spacious 4-bedroom, 3-bathroom home nestled in the peaceful and established Cheviot Hills community of Winston, GA. With 1,583 square feet of living space, this two-story traditional home offers a smart and functional layout, perfect for families or savvy investors looking for long-term potential. Step inside to discover vaulted ceilings that create an airy, open feel in the main living areas. The home features a split-bedroom floor plan, with three bedrooms and two full baths on the main level, and a private guest suite or bonus room with a full bath on the lower level ideal for multi-generational living or rental income. Additional highlights include: 2-car attached garage with extra storage Corner lot on over 0.62 acres with wooded privacy Deck and patio for outdoor entertaining Central HVAC, updated appliances, and a solid structure ready for your personal touch While the home reflects some dated finishes, it offers a strong foundation and is priced to sell quickly. Whether you're a first-time buyer, investor, or someone looking for a flexible financing option, this is a rare opportunity you don t want to miss. ?? Why Winston? Located just minutes from Post Road and I-20, Winston offers the charm of small-town living with easy access to Douglasville, Carrollton, and downtown Atlanta. Enjoy top-rated schools like South Douglas Elementary and Alexander High School, nearby parks, and a strong sense of community all without the hustle and bustle of the city. ?? Seller is highly motivated and open to owner financing! Don t wait this home is priced below market value and won t last long. Here's the Proposed Owner Financing Deal: We've structured this deal to be transparent and beneficial, helping you achieve your homeownership goals. Total Purchase Price: $205,000 This is the total agreed-upon value of the home. Your Down Payment: $45,000 This upfront payment demonstrates your commitment and reduces the amount you need to finance. Amount to be Financed (Seller Carryback): $160,000 This is the portion of the purchase price the sellers will be financing for you ($205,000 - $45,000). Interest Rate: 8.0% (Fixed) This rate is fixed for the life of the loan, providing predictable monthly payments. Monthly Payment (Principal & Interest): $1,400 Your consistent monthly payment directly to the sellers. This payment amount helps ensure the seller's financial needs are met. Loan Term: 15 Years You will make monthly payments for 15 years. Balloon Payment Due: At the end of the 15-year term A balloon payment means that after 15 years of making your $1,400 monthly payments, the remaining outstanding balance of the $160,000 financed amount will be due in one lump sum. This gives you ample time to build equity, improve your credit, or refinance with a traditional lender if desired. Based on the terms (8% interest on $160,000 for 15 years at $1,400/month), the approximate balloon payment at the end of the 15-year term would be approximately $92,607.79. (Please note: This is an approximate calculation. An amortization schedule would provide the precise amount.) How This Deal Benefits You (The Buyer): Easier Qualification: Owner financing often has less stringent credit requirements than traditional banks. Faster Closing: The closing process can be significantly quicker as there are no lengthy bank approvals. Flexible Terms: This agreement is directly between you and the seller, allowing for potentially more personalized terms than standard mortgages. No Bank Fees: You can often avoid many of the closing costs and fees associated with traditional mortgages.