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913 E 13th Street, Spencer, IA 51301

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For Sale
Sale Pending

$175,000

3 beds • 1 baths • 2,250 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $77.78
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Livable. Lovable. Available. This updated 3-bedroom charmer is ready for its next chapter! With fresh paint inside and out, new flooring, thoughtful landscaping, and a heated garage you ll feel right at home from day one. The spacious eat-in kitchen features refinished cabinets, quartz countertops, and a tile backsplash, while the lower level offers bonus living space with a cozy wet bar and room for a potential 4th non-conforming bedroom. Located just blocks from Spencer Middle School and the ball fields, it s an ideal blend of comfort and convenience perfect for first-time buyers looking to grow or for those wanting to simplify without giving up space, style, or location.
MLS# 250721

Courtesy Of Hometown Realty

(712) 260-5711

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Patio
  • Appliances
    Dishwasher, Dryer, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Wood Siding
  • Heating System
    Forced Air
  • Lot Size
    0.23 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 913 E 13th Street, Spencer, IA 51301

Home seller CENTURY 21 ProLink

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 ProLink

(712) 546-6833
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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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