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96220 Ridgewood Circle, Fernandina Beach, FL 32034

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For Sale

$410,000

3 beds • 2 baths • 1,742 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $235.36
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Pristine Pond-Front Retreat in Lofton Pointe; Florida Living at Its Finest! Welcome to this immaculate 3-bedroom, 2-bathroom home nestled on a tranquil pond lot in a highly desirable and sweet community. Bathed in natural light and thoughtfully designed with a spacious open-concept floor plan, this home offers both comfort and elegance in every corner. Step inside to find no carpet anywhere, just beautiful wood look flooring that flows seamlessly throughout. The formal dining room adds a touch of sophistication, perfect for entertaining guests. Enjoy everyday living in the expansive living area that opens to a true Florida room, the ideal spot to sip morning coffee or unwind while soaking in serene pond views. The eloquently upgraded kitchen is a chef s dream, featuring Quartz countertops, stainless steel appliances, custom cabinetry, and a large breakfast bar, perfect for casual meals or gathering with loved ones. The split-bedroom layout ensures privacy for everyone. The master suite, tucked away at the back of the home, offers peaceful pond views and a luxurious ensuite bath complete with a walk-in shower, soaking tub, and dual vanities. The guest bedrooms are privately situated in their own wing, ideal for visitors or a growing family. Located just minutes from all the best shopping, dining, and entertainment in town, and a quick drive to the white sandy beaches of Amelia Island, this home truly has it all. No CDD fees and low HOA make this a rare find in one of the area s most sought-after communities. Don t miss your chance to own this stunning Florida gem, schedule your tour today and prepare to fall in love at first sight!
MLS# 112932

Courtesy Of Keller Williams Realty Atlantic Partners-Nassau county

(904) 261-9800

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Garbage Disposer, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Fireplace
    Fireplace
  • Lot Size
    0.18 Acres

Map and Directions

Directions to 96220 Ridgewood Circle, Fernandina Beach, FL 32034

Home seller CENTURY 21 Miller Elite

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Miller Elite

(904) 261-5571
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Monthly Payment Breakdown

  • Principle and Interest
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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