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970 Bay Street, Rochester, NY 14609

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For Sale

$164,900

3 beds • 1 baths • 1 half baths • 1,495 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $110.30
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Fully Renovated 3 bedroom with finished 3rd floor Colonial in Homestead Heights Under $200K! Welcome to 970 Bay St! Charming 3-bedroom, 1.5-bath colonial in coveted Homestead Heights just minutes from downtown and expressways. Recent Upgrades Include: Luxury vinyl plank flooring throughout beautiful and low-maintenance - All NEW Energy-efficient windows that flood the home with light and lower your energy bills - Modern kitchen and appliances move-in ready! Finished 3rd floor - Dry and clean basement with washer/dryer included - extra large garage with workshop - Fresh paint and updated fixtures nothing left to do but unpack! Priced competitively at $164,900, this home stacks up against renovated comps in the neighborhood while offering superior energy savings, larger lot and modern design Enjoy a family-friendly community with city schools, local parks, and easy commutes. Homestead Heights is one of Rochester s fastest-appreciating neighborhoods. This turnkey home won t last. Whether you're a first-time buyer or looking to right-size, enjoy peace of mind, location, and upgraded features all for under $200K. Schedule your showing today!
MLS# R1637168

Courtesy Of Empire Realty Group

(585) 347-4900

Open Houses

September

14

Sunday

In Person

Sunday, September 14, 2025

1:00PM - 2:30PM

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Attic
  • Appliances
    Cooktop, Dishwasher, Microwave, Refrigerator, Washer
  • Architecture Style
    Colonial
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Vinyl
  • Heating System
    Forced Air
  • Lot Size
    0.12 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 970 Bay Street, Rochester, NY 14609

Home seller CENTURY 21 North East

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 North East

(315) 458-9000
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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