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97082 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034

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For Sale

$489,900

4 beds • 3 baths • 2,310 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $212.08
    Price per square foot

  • 6-10 Years Old
    Age

Explore this Property

This beautifully designed 4BR, 3BA home is full of character and charm, nestled in a welcoming, family-friendly neighborhood just minutes from the beauty and lifestyle of Amelia Island. Inside, you'll find a bright open-concept layout-perfect for entertaining or relaxing in comfort. The designer kitchen is a true centerpiece, showcasing stainless steel appliances, floor-to-ceiling stacked cabinetry, a classic farmhouse sink, and an oversized shiplap island topped with stunning marble countertops. Warm wood floors run throughout the main living areas and into the expansive first-floor master suite. The spa like master bath offers dual vanities, a large garden tub, and an oversized walk-in shower. Step outside to enjoy Florida living at its best-complete with a beautifully maintained fenced yard, cozy firepit, screened-in lanai, and plenty of room to relax or entertain.
MLS# 2094292

Courtesy Of Atlantic Shores Realty of Jacksonville LLC

(904) 222-0776

Property Features

  • Age
    6-10 Years Old
  • Appliances
    Dishwasher, Dryer, Refrigerator, Washer
  • Floor Covering
    Wood, Carpet
  • Lot Size
    0.15 Acres

Map and Directions

Directions to 97082 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034

Home seller CENTURY 21 Miller Elite

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Miller Elite

(904) 261-5571
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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