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97159 Harbor Concourse Circle, Fernandina Beach, FL 32034

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For Sale

$539,000

5 beds • 3 baths • 1 half baths • 2,962 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $181.97
    Price per square foot

  • 6-10 Years Old
    Age

Explore this Property

Spacious 5-Bedroom Home in Desirable Harbor Concourse! This beautiful 5-bedroom, 3-bathroom home offers low HOA dues and access to a community playground, making it a great place to call home. With the primary bedroom conveniently located downstairs featuring his and her closets this home offers both comfort and functionality. Upstairs, you ll find an oversized flex space ideal for a mother-in-law suite, homeschooling area, or second living space, along with generously sized guest bedrooms that provide plenty of room to relax and unwind. The heart of the home is the stunning kitchen, boasting quartz countertops, a charming brick backsplash, stainless steel appliances, and stylish pendant lighting. Downstairs also includes a bonus room perfect for a home office or hobby room, giving you flexibility to suit your lifestyle. Step outside to enjoy the fully fenced backyard with tranquil pond views, all from the comfort of your screened-in lanai ideal for relaxing or entertaining year-round. Located convenient to shopping, restaurants and short drive to Fernandina's beaches.
MLS# 111919

Courtesy Of Keller Williams Realty Atlantic Partners-Nassau county

(904) 261-9800

Property Features

  • Age
    6-10 Years Old
  • Amenities
    Sprinkler System, Ceiling Fan, Cable Ready
  • Appliances
    Dishwasher, Garbage Disposer, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Lot Size
    0.13 Acres

Map and Directions

Directions to 97159 Harbor Concourse Circle, Fernandina Beach, FL 32034

Home seller CENTURY 21 Miller Elite

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Miller Elite

(904) 261-5571
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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