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1413 Payne Street, Fredericksburg, VA 22401

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For Sale
Sale Pending

$649,995

5 beds • 3 baths • 1 half baths • 4,148 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • 2007
    Year built

  • $156.70
    Price per square foot

  • Slab Foundation
    Basement

Explore this Property

Welcome to your dream home near the heart of downtown Fredericksburg! This stunning Colonial-style residence, built in 2007 that won the Prestigious Parade of Homes award and has over 4000 sq ft spread over 3 levels. It is a perfect blend of modern elegance and classic charm not far from the VRE station. Priced well below appraised and tax assessment value with 5 spacious bedrooms and 3.5 beautifully appointed bathrooms, this home is designed for comfort and functionality in an extremly sought after neighborhood of College Heights with NO HOA. The kitchen is a chef's delight, featuring a double oven, built-in microwave, and ample pantry space. Enjoy meals in the breakfast area or the formal dining room, adorned with crown moldings and rich brazilan wood floors. Natural light floods the home through bay windows, enhancing the warm ambiance. The upper-level laundry adds convenience, while the luxurious soaking tub in the master bath offers a serene retreat. Each bedroom features walk-in closets, providing plenty of storage. The owners suit features a gas fireplace, walk-in closet, soaking tub, and very spacious walk-in shower with dual faucets. Outside, the property is equally impressive. Havc system was replaced in 2020 with a new natural gas/heat pump hybrid system with a steam humidifier. Home also has a tankless hot water system to ensure no lack of hot water. The 0.15-acre lot features a level front and rear yard, perfect for outdoor activities or relaxation. Enjoy the tranquility of tree-lined views while being just steps away from vibrant downtown amenities. With an oversized attached garage and a private concrete driveway, parking is a breeze. This home is not just a place to live; it's a lifestyle. Don't miss the opportunity to make this exceptional property your own!
MLS# VAFB2008120

Listed By CENTURY 21 Redwood Realty

Property Features

  • Appliances
    Dishwasher, Dryer, Garbage Disposal, Refrigerator, Washer
  • Basement
    Slab Foundation
  • Cooling
    Humidifier, Central A/C
  • Exterior
    Sidewalk, Storm window, Double Pane / Storm Windows
  • Exterior Description
    Concrete Block
  • Flooring
    Hardwood, Tile, Wall to Wall Carpet
  • General
    Ceiling Fan(s), Window Treatments
  • Heating Type
    Heat Pump
  • Interior
    Walk-in Closet, Bay/Bow Window
  • Kitchen Features
    Gourmet Kitchen
  • Lot Description
    Wooded, Level
  • Lot Size
    0.15 Acres
  • Sewer
    Public
  • Style
    Other Style
  • Views
    City / Strip
  • Water
    City Water

Map and Directions

Directions to 1413 Payne Street, Fredericksburg, VA 22401

Home seller Meet the Agent,
Neil Rubsam

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Neil Rubsam

of CENTURY 21 Redwood Realty

License: 0225203996
(540) 903-4276
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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