2404 Niagara, Costa Mesa, CA 92626
Local realty services provided by:CENTURY 21 Fort Bragg Realty
Listed by: holly mcdonald
Office: compass newport beach
MLS#:PW25248947
Source:CRMLS
Price summary
- Price:$899,000
- Price per sq. ft.:$725
- Monthly HOA dues:$480
About this home
Welcome to easy, coastal Costa Mesa living — and one of the most compelling 3-bedroom values you’ll find this close to the beach.
If you’ve been searching for a home that offers flexibility, space, and lifestyle without the coastal price tag, this one truly checks the boxes.
This thoughtfully designed floor plan gives you room to grow into the home, starting with a full bedroom and bathroom on the main level — ideal for guests, a home office, multi-generational living, or anyone who prefers to avoid stairs. Upstairs, you’ll find two oversized bedrooms with generous closet space, offering a sense of privacy and comfort that’s hard to come by at this price point.
Set within a friendly, courtyard-style community, the home features a charming front porch, a private patio for entertaining or unwinding, and a large two-car enclosed garage with plenty of space for bikes, surfboards, and all the gear that comes with a coastal lifestyle.
Inside, the home is light, bright, and move-in ready with updated flooring, newer windows, recessed lighting, and refreshed kitchen and bathrooms. A brand-new electrical panel adds peace of mind and long-term value — a major win for today’s buyers (cover in process of being finished). Plus, refrigerator, washer and dryer are ALL INCLUDED, so you can really move right in.
What truly sets this home apart is the lifestyle. You’re minutes from Vanguard University, Orange Coast College, and the year-round events at the OC Fairgrounds. Enjoy the coastal climate, hop on your bike, and cruise to the beach or the Newport Beach Back Bay Trail. You’re also just moments from Triangle Square, South Coast Plaza, top dining, major freeways (405, 55, 73), and John Wayne Airport.
The Monticello community offers exceptional value with HOA amenities that include water, trash, exterior maintenance, two pools, two spas, clubhouse, and guest parking — making day-to-day living both easy and cost-effective. FHA and VA loans are welcome, with no land lease, no Mello-Roos, and possible homebuyer assistance programs available (inquire for details).
Whether you’re a first-time buyer, someone downsizing without giving up space, a parent buying near local colleges, or an investor looking for strong long-term demand — finding a 3-bedroom home this close to the coast at this price point is increasingly rare.
This is Costa Mesa living done right — flexible, connected, and full of opportunity. Furnishings are negotiable.
Contact an agent
Home facts
- Year built:1965
- Listing ID #:PW25248947
- Added:90 day(s) ago
- Updated:January 28, 2026 at 12:27 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:2
- Full bathrooms:2
- Living area:1,240 sq. ft.
Heating and cooling
- Heating:Central
Structure and exterior
- Year built:1965
- Building area:1,240 sq. ft.
- Lot area:0.03 Acres
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$899,000
- Price per sq. ft.:$725
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