220 Hass Lane, Fallbrook, CA 92028
Local realty services provided by:CENTURY 21 Synergia Realty
Listed by: ankoma hose
Office: exp realty of southern california, inc.888-294-1415
MLS#:SW26021865
Source:CRMLS
Price summary
- Price:$780,000
- Price per sq. ft.:$353.1
- Monthly HOA dues:$267
About this home
Assume a 3.5% FHA Loan — Subject to Lender Approval and Buyer Qualification
Built in 2022 and thoughtfully maintained, this modern home in Fallbrook's Citro community delivers one of the most significant buying opportunities in the region: the chance to assume an existing FHA mortgage at just 3.5% interest — a financing advantage that could mean hundreds of dollars in monthly savings compared to current market rates. The open-concept main level flows seamlessly between the kitchen, dining, and living areas, designed for everyday comfort and easy entertaining alike, while a downstairs bedroom and full bath provide exceptional flexibility — perfect for guests, a home office, or multi-generational living arrangements. Upstairs, a spacious loft creates a natural second living space, whether you envision a media room, a dedicated remote-work setup, or additional family room, and the primary suite offers a well-appointed ensuite bath and generous walk-in closet. The fully owned solar system — owned, not leased — delivers meaningful, ongoing savings on monthly electricity costs and protection against rising utility rates, adding long-term value and lowering total cost of ownership from day one. The location is a standout: with direct access to I-15 and Highway 76, destinations throughout the region are all within reach — including Camp Pendleton, North County San Diego, Temecula, Riverside, and Oceanside — while Fallbrook's peaceful, small-town atmosphere awaits when you return home, and the Citro community's position just off the 15/76 interchange makes it one of the most conveniently located communities in the area. Beyond the home itself, Citro's resort-style amenities include 14 miles of maintained trails, playgrounds, parks, bocce ball, a clubhouse, a pool, BBQ areas, dog parks, and a working avocado and citrus grove that residents enjoy throughout the year. Assumable 3.5% FHA financing. Owned solar. Flexible floor plan. Prime North County location. Resort-level amenities — this home checks every box.
Loan assumption subject to lender approval and buyer qualification. Equal Housing Opportunity....
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Home facts
- Year built:2022
- Listing ID #:SW26021865
- Added:98 day(s) ago
- Updated:June 10, 2026 at 10:35 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Flooring:Vinyl
- Kitchen Description:Dishwasher, Disposal, Pantry
- Living area:2,209 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central
- Central air:Yes
Structure and exterior
- Year built:2022
- Building area:2,209 sq. ft.
- Lot area:0.07 Acres
- Lot Features:Back Yard
- Architectural Style:Modern
- Levels:2 Story
Schools
- High school:Fallbrook
Utilities
- Water:Public, Water Connected
- Sewer:Public Sewer, Sewer Connected
Finances and disclosures
- Price:$780,000
- Price per sq. ft.:$353.1
Features and amenities
- Appliances:Dishwasher, Disposal
- Amenities:Carbon Monoxide (CO2) Detector, Ceiling Fans, Granite Counters, Loft room, Open Floor Plan, Recessed Lighting, Tankless Water Heater, Walk In Closets, Water Heater
- Pool features:Association, Community, Pool
Parking
- Total parking spaces:2
- Parking description:Garage
- Garage:Yes
- Garage spaces:2
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