640 Camino De La Reina #1109, San Diego, CA 92108
Local realty services provided by:CENTURY 21 LOTUS
Listed by: gregory kuchan
Office: compass760-979-5609
MLS#:260008345SD
Source:CRMLS
Price summary
- Price:$748,000
- Price per sq. ft.:$505.75
- Monthly HOA dues:$750
About this home
*Exclusive Opportunity for Military Veterans & Active Duty: This property features a VA assumable loan at an incredible 5.125% interest rate for qualified, VA-eligible buyers.* Welcome to Rio del Oro, one of Mission Valley’s most central and sought-after gated communities. Tucked away in a quiet interior courtyard, Unit #1109 offers a rare 2-bedroom plus office layout that perfectly balances a peaceful retreat with immediate access to two premier malls, fine dining, and the Trolley. The main floor is designed for easy living, featuring an updated kitchen with granite counters, stainless steel appliances, and ample cabinet storage that opens to a dedicated dining area. A functional corner fireplace anchors the space between the kitchen and the living room. One of the home's standout features is the private home office, enclosed by a glass French door and fully built out with a custom desk, bookshelves, and storage drawers. From the living area, slide open the doors to an oversized private patio, where the sounds of courtyard fountains and the shade of palms create a resort-like atmosphere. Upstairs, you’ll find two spacious bedrooms, each with its own private bathroom. Both rooms offer direct access to a shared upper balcony, perfect for catching the evening breeze. Life at Rio del Oro feels like a resort, with a pool, hot tub, and gym just steps from your door. Right behind the pool area, you’ll find direct access to the San Diego River Trail, a scenic path that allows joggers and cyclists to travel all the way to Ocean Beach. HOA covers water, sewer, and trash, while the unit includes two assigned corner spots in the parking garage for extra space and easy access. It is a rare find that perfectly combines work-from-home utility with immediate access to San Diego’s best nature trails and urban amenities....
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Home facts
- Year built:1995
- Listing ID #:260008345SD
- Added:74 day(s) ago
- Updated:June 23, 2026 at 10:49 AM
Rooms and interior
- Bedrooms:2
- Total bathrooms:3
- Full bathrooms:2
- Half bathrooms:1
- Flooring:Carpet, Laminate, Tile
- Kitchen Description:Dishwasher, Disposal, Electric Range, Microwave
- Living area:1,479 sq. ft.
Heating and cooling
- Cooling:Electric
- Heating:Electric, Forced Air
Structure and exterior
- Roof:Common Roof
- Year built:1995
- Building area:1,479 sq. ft.
- Lot area:1.88 Acres
- Construction Materials:Stucco
- Exterior Features:Concrete, Patio
- Levels:2 Story
Utilities
- Water:Public, Water Connected
- Sewer:Sewer Connected
Finances and disclosures
- Price:$748,000
- Price per sq. ft.:$505.75
Features and amenities
- Appliances:Dishwasher, Disposal, Electric Range
- Amenities:Balcony, Ceiling Fans, Granite Counters, Recessed Lighting
- Pool features:Community, In Ground
Parking
- Total parking spaces:2
- Parking description:Assigned, Community Structure, Gated
- Garage:Yes
- Garage spaces:2
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