4431 Fern Drive, Bradenton, FL 34208
Local realty services provided by:CENTURY 21 Circle
Listed by: melinda sanchez, pllc
Office: coldwell banker realty
MLS#:A4697074
Source:MFRMLS
Price summary
- Price:$369,000
- Price per sq. ft.:$165.03
About this home
It’s rare to find a home that gives you this much space, flexibility, privacy, and value—especially with ownership costs this low—making it perfect for Snowbirds or full-time residents. Tucked into a small, intimate community of just 31 land-owned condos that live much more like single-family homes, this beautifully maintained 55+ residence offers a relaxed Florida lifestyle without the big HOA price tag. The association fee is just $150/month, with no CDD fees, and includes lawn care and irrigation.
From the moment you walk in, the home feels bright, open, and welcoming. The vaulted main living area is filled with natural light from two solar tube skylights, creating a warm, airy space that feels even larger than it is. The kitchen is designed for real life, with generous cabinetry, granite countertops, and plenty of storage. Luxury vinyl plank and tile flooring run throughout the home, while the Florida room adds another comfortable, low-maintenance space with durable vinyl flooring.
And then there’s the flexibility.
A bonus room gives you extra space to use however you want, while the private office retreat just off the primary suite offers something truly special. With double pocket doors, bay windows, and direct access to the patio, it’s the perfect spot for working from home, enjoying a hobby, reading with a cup of coffee, or simply having a quiet place of your own.
The spacious primary suite features two closets and an updated ensuite bath with dual sinks, granite countertops, a linen closet, and a large Bath Fitter shower. On the opposite side of the home, the split-bedroom layout gives guests their own private space. A pocket door can close off the secondary bedroom and bath to create a comfortable ensuite-style guest wing, and the bedroom even includes a Murphy bed.
Best of all, many of the expensive updates are already done. The roof was replaced in 2016, hurricane impact-rated windows and doors were installed in 2018, the AC was replaced in 2021, and the water heater was replaced in 2023. The interior has also been freshly painted.
You’ll find thoughtful extras throughout, including Alexa-enabled smart lighting, Ring security cameras, and a garage with additional storage and a built-in workbench.
If you want even more amenities, an optional affiliate membership at River Isles is available for just $180 per quarter, with access to the community pool, clubhouse, fitness center, library, game room, and shuffleboard courts. Golf lovers can also enjoy an annual River Isles Golf Club membership for $663.40.
This is more than just a home—it’s a place that gives you room to live the way you want, with the updates, flexibility, and low monthly costs that make Florida living easier.
Come take a look. You may walk in and realize you’ve found exactly what you’ve been waiting for....
Contact an agent
Home facts
- Year built:1995
- Subdivision & Development:FERNWOOD CONDOMINIUM
- Listing ID #:A4697074
- Added:127 day(s) ago
- Updated:October 29, 2026 at 02:39 AM
Rooms and interior
- Bedrooms:2
- Total bathrooms:2
- Full bathrooms:2
- Flooring:Tile
- Dining Description:Eat In Kitchen
- Kitchen Description:Dishwasher, Disposal, Eat-in Kitchen, Microwave, Range, Refrigerator, Stone Counters
- Bedroom Description:High Ceilings, Primary Bedroom Main Floor, Split Bedroom
- Living area:1,538 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Electric
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:1995
- Building area:1,538 sq. ft.
- Lot area:0.16 Acres
- Lot Features:Level, Near Golf Course, Paved, Private
- Construction Materials:Concrete, Stucco
- Exterior Features:Private Mailbox, Rain Gutters
- Foundation Description:Slab
- Levels:1 Story
Utilities
- Water:Public, Water Connected
- Sewer:Public, Public Sewer, Sewer Connected
Finances and disclosures
- Price:$369,000
- Price per sq. ft.:$165.03
- Tax amount:$2,317 (2025)
Features and amenities
- Appliances:Dishwasher, Disposal, Irrigation Equipment, Microwave, Range, Refrigerator
- Laundry features:Electric Dryer Hookup, In Garage, Washer Hookup
- Amenities:BB/HS Internet Available, Cable Available, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Irrigation Equipment, Open Floorplan, Phone Available, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Underground Utilities, Vaulted Ceiling(s), Window Treatments
- Pool features:Public Pool
Parking
- Parking description:Attached Garage, Driveway, Garage Door Opener, Off Street
- Garage:Yes
- Garage spaces:2
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