322 NE 20th Street, Cape Coral, FL 33909
Local realty services provided by:CENTURY 21 AllPoints Realty
Listed by: luis coriano
Office: lokation
MLS#:2026034667
Source:FL_GFMB
Price summary
- Price:$549,900
- Price per sq. ft.:$129.97
About this home
Custom Waterfront Luxury on a Freshwater Canal – Estimated Completion December 2026!
Experience the ultimate Florida waterfront lifestyle in this stunning, high-end custom home. Situated on a premium freshwater lot with a brand-new completed seawall, your backyard opens up to an intersecting 400-mile freshwater canal system. Fish, canoe, or take your pontoon boat out right from your own property. Best of all, enjoy absolute freedom and peace of mind: this home is situated entirely out of the flood zone, requiring No Flood Insurance, No HOA, No CDD, and No Water Bill.
Interior Features & Multi-Generational Layout
Designed with soaring high ceilings and premium finishes throughout, this single-story 4-bedroom, 3-bathroom home, Two Master Suites with Full Bathroom's and Access to the Pool Lanai Area, completely redefines "cookie-cutter." The heart of the home is a spectacular chef’s kitchen featuring a 10-foot island with a modern waterfall edge. The highly desirable floor plan boasts TWO Master Suites (perfect for an in-law suite setup). Both primary bedrooms feature luxurious full bathrooms, walk-in closets with custom shelving, and direct private access to the covered lanai and pool area.
Outdoor Oasis & Climate-Controlled Garage
Step out to your private backyard retreat, complete with a custom saltwater pool and spacious covered lanai. An elegant pavered driveway leads to a fully finished, attached 2-car garage that will thrill car enthusiasts and hobbyists. It is fully drywalled, features soundproof spray foam insulation, pull-down attic stairs for extra storage, and comes with its own dedicated AC and heating system—effectively expanding your climate-controlled footprint.
Efficiency, Tech & Construction
Full energy-efficient, Low-E impact glass on all exterior windows and doors.
Ring security system included for both the front and backyard.
2-10 Home Warranty included for complete peace of mind.
Upgrade Option: Buyers have the option to upgrade to interior metal framing and full-home spray foam insulation.
Exclusive Promotions & Financing Incentives
Builder Promo: Put this home under contract with selective upgrades, and receive a FREE $10,000 whole-house reverse osmosis system.
Zero Down Financing: 100% lender financing available with NO money down and NO mortgage insurance premium (PMI).
First-Time Homebuyer Special: Use the preferred lender and receive an additional $3,000 toward closing costs with a 3% down / NO PMI loan program.
Please Note: Construction has started with an estimated completion date of December 2026. The photos provided are of a similar model home (which is available to view) for illustrative purposes only, and may feature upgraded options from previous builds. This home is currently under construction....
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Home facts
- Year built:2026
- Subdivision & Development:CAPE CORAL
- Listing ID #:2026034667
- Added:32 day(s) ago
- Updated:September 21, 2026 at 03:06 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Flooring:Tile
- Kitchen Description:Dishwasher, Disposal, Double Oven, Electric Cooktop, Ice Maker, Microwave, Refrigerator
- Living area:2,264 sq. ft.
Heating and cooling
- Cooling:Heat Pump
- Heating:Heat Pump
Structure and exterior
- Roof:Shingle
- Year built:2026
- Building area:2,264 sq. ft.
- Lot area:0.24 Acres
- Architectural Style:One Story, Ranch
- Construction Materials:Block, Concrete, Stucco
- Exterior Features:Open, Outdoor Grill, Porch, Security High Impact Doors, Sprinkler Irrigation
- Levels:1 Story
Schools
- High school:SCHOOL CHOICE
- Middle school:SCHOOL CHOICE
- Elementary school:SCHOOL CHOICE
Utilities
- Sewer:Septic Tanks
Finances and disclosures
- Price:$549,900
- Price per sq. ft.:$129.97
- Tax amount:$1,111 (2025)
Features and amenities
- Laundry features:Inside
- Pool features:Electric Heat, Heated
Parking
- Parking description:Attached, Garage, Two Spaces
- Garage:Yes
- Garage spaces:2
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