4317 NW 40th Terrace, Cape Coral, FL 33993

The updates are already done. There is no big city utility bill. Like-new 4 bedroom, 2 bath, 1,712 sq ft, 2-car garage. No HOA. No CDD. Private, fully fenced 0.23-acre lot — pet-friendly, pool-ready, never flooded. Move-in ready. Open concept, split bedrooms, cathedral ceilings, tile throughout, updated kitchen and both baths. New roof 2022. New A/C 2022. New water heater 2024. Hurricane-rated front door 2024. Expanded screened lanai, covered deck, gazebo, and irrigation. Room for a pool. Well and septic with a water softener already in place. No city water or sewer assessment today. Next review is not scheduled until 2045 or later. Compare the real cost: other northern Cape Coral buyers are absorbing $25,000–$35,000+ assessments plus higher monthly utility bills. This owner keeps nearly 20 years of lower carrying costs — without buying a new roof or A/C after closing. One-year home warranty included. Seller is relocating for work. See it, then run the numbers.