218 Useppa Island, Captiva, FL 33924
Local realty services provided by:CENTURY 21 Beggins Enterprises
Listed by: angela wilkinson, brian mccolgan
Office: uip property company llc.
MLS#:2026007837
Source:FL_GFMB
Price summary
- Price:$3,395,000
- Price per sq. ft.:$384.62
- Monthly HOA dues:$1,622
About this home
Elevated luxury retreat on coveted Useppa Island in the aquatic preserve of Pine Island Sound. Sitting well above the flood zone, this updated 5BR/5+2 BA home offers long water views, lush privacy, and exceptional amenities. Enjoy 97’ of waterfront with white-sand beach and riparian rights, plus a private dock with two lifts and additional space for a larger boat. A 40’ lap pool with expansive decking overlooks the Sound, surrounded by mature landscaping on one of the highest elevation points in Lee County. Interiors blend contemporary updates with Old Florida charm. Light-filled principal rooms capture stunning views throughout. The main-floor primary suite includes views of the Sound, an unsuite, walk-in closet and a private staircase to two offices/studios and multiple furnished outdoor retreats. Spacious water view kitchen with Sub-Zero fridge, double ovens, and new custom cabinets and stone countertops. Upper level offers two king guest suites with soaring ceilings, dedicated baths, and access to a 670 SF Sound-view deck and a 225 SF front deck overlooking the Useppa Palm Garden. Lower level includes a queen suite and a 4-twin bunk room for guests. Whole-home generator, hurricane protection, new AC equipment with a dedicated mechanical room and a separate golf cart garage and workshop. Offered turnkey with golf cart and most furnishings. Perfect for seasonal or full-time island living with excellent rental opportunities. Located on the southern end of the island, along the historic Pink Path and overlooking the Sound, you can keep an eye on your boat at the dock just behind the house.
Coves Edge cottage is in the boating community of Useppa Island. The 110-acre Sanctuary is a private community and members-only club. With no need for gates or walls, it is surrounded by water, in the pristine Pine Island Sound and Charlotte Harbor aquatic preserves. Geographically it is in the same chain of barrier islands as Sanibel-Captiva, visible to the south, although one island east of the Gulf of America. Accessible only by boat (or aircraft), the commute to the mainland is in a special class of its own. Just a 15-minute joyful boat ride will deliver you to Boca Grande or Pine Island, and thence to all “civilized” conveniences of the mainland. The commute is special in a way that you will never tire of it. Just think-you are not stuck in traffic, or waiting for a light to change, fretting over the packed roads ahead. You are just watching the dolphins play and the birds dive, waving to passing boats with smiling passengers. Yes, not like the mainland! You might be sitting next to one of your Useppa neighbors, who has all their goods delivered to the Shore Port, where the staff will transport them to the island, and her home. Who said it is inconvenient when you don’t have roads? And this beautiful home will let you join the ranks of the smart and lucky who have already landed on Useppa as a lifestyle choice....
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Home facts
- Year built:1989
- Listing ID #:2026007837
- Added:140 day(s) ago
- Updated:July 25, 2026 at 03:14 PM
Rooms and interior
- Bedrooms:5
- Total bathrooms:7
- Full bathrooms:5
- Half bathrooms:2
- Flooring:Laminate, Wood
- Kitchen Description:Dishwasher, Disposal, Double Oven, Electric Cooktop, Freezer, Ice Maker, Microwave, Refrigerator, Self Cleaning Oven, Tankless Water Heater, Wine Cooler
- Living area:5,000 sq. ft.
Heating and cooling
- Cooling:Ceiling Fans, Electric, Zoned
- Heating:Central, Electric, Zoned
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:1989
- Building area:5,000 sq. ft.
- Lot area:0.37 Acres
- Architectural Style:MultiLevel
- Construction Materials:Vinyl Siding, Wood Frame
- Exterior Features:Awnings, Balcony, Deck, Open, Outdoor Grill, Outdoor Shower, Porch, Shutters Electric
- Foundation Description:Pillar Post Pier
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$3,395,000
- Price per sq. ft.:$384.62
- Tax amount:$6,055 (2025)
Features and amenities
- Laundry features:Dryer, Inside, Laundry Tub, Washer
- Amenities:Bar, Restaurant, Sidewalks
- Pool features:Gas Heat, Heated, Vinyl
Parking
- Parking description:Attached, Electric Vehicle Charging Stations, Garage, Garage Door Opener, Golf Cart Garage, Two Spaces, Underground
- Garage:Yes
- Garage spaces:2
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