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3783 Payne Lake Road, Chipley, FL 32428

Chipley
Local realty services provided by:CENTURY 21 Wimco Realty, Inc.
3783 Payne Lake Road,Chipley, FL 32428
$379,000
  • 5 Beds
  • 4 Baths
  • - sq. ft.
  • Single family
  • Sold
Listed by: nathan r lawrence, kurt j fadden
Office: legacy premier agency llc.
MLS#:1009273
Source:FL_ECAR

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Price summary

  • Price:$379,000

About this home

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Lakefront living on beautiful Payne Lake. Situated on 1.45 private acres just outside Chipley, this waterfront property offers privacy and peaceful country living with Panama City, the Gulf Coast, and Tyndall Air Force Base all within an easy drive. The open floor plan is filled with natural light and features expansive windows overlooking the lake. The spacious kitchen connects to the living and dining areas, making it ideal for everyday living and entertaining. Outside, a large deck shaded by mature oak trees provides the perfect place to enjoy the view, whether you're having morning coffee or watching the sunset. Spend your days fishing, kayaking, paddleboarding, or enjoying the wildlife right from your backyard. A separate efficiency mother-in-law suite with its own private entrance, kitchenette, and full bath offers flexibility for guests, multi-generational living, or rental income. Also, could be perfect for a shop...

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Home facts

  • Year built:1986
  • Subdivision & Development:Payne Lakes
  • Listing ID #:1009273
  • Added:87 day(s) ago
  • Updated:November 01, 2026 at 10:24 AM

Rooms and interior

  • Bedrooms:5
  • Total bathrooms:4
  • Full bathrooms:4
  • Rooms Total:7
  • Kitchen Description:Dishwasher, Microwave, Refrigerator, Stove/Oven Electric

Heating and cooling

  • Central air:Yes

Structure and exterior

  • Year built:1986
  • Architectural Style:Craftsman Style

Schools

  • High school:Not Available
  • Middle school:Not Available
  • Elementary school:Not Available

Finances and disclosures

  • Price:$379,000

Features and amenities

  • Appliances:Dishwasher, Microwave, Refrigerator, Stove/Oven Electric
The information being provided by Emerald Coast Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Emerald Coast Association Of REALTORS®. CENTURY 21 Wimco Realty, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Wimco Realty, Inc., a broker participant of Emerald Coast Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Emerald Coast Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Emerald Coast Association Of REALTORS®. All rights reserved. FL_ECAR Member Broker: Charles Wimberly Jr

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