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96097 Montego Bay, Fernandina Beach, FL 32034

Local realty services provided by:CENTURY 21 Miller Elite
96097 Montego Bay,Fernandina Beach, FL 32034
$850,000
Virtual Tour
  • 4 Beds
  • 3 Baths
  • 2,333 sq. ft.
  • Single family
  • Active
Upcoming open houses
  • Sat, Jan 10
    10:00 am - 12:00 pm
  • Sun, Jan 11
    12:00 pm - 02:00 pm
Listed by: jenny schaffer, ariel marinel
Office: summer house realty
MLS#:113794
Source:FL_AINCAR

Price summary

  • Price:$850,000
  • Price per sq. ft.:$364.34
  • Monthly HOA dues:$33.75

About this home

96097 Montego Bay is a well-updated 4-bedroom, 3-bath island home offering over 2,300 square feet on a large fenced lot in the established Islesworth community. The oversized backyard features a heated pool with a new heater and is fully powered by a 22kW Generac whole-house generator capable of running the entire home. An owned propane system (250 gallon tank) services the fireplace, pool heater, and stove, while solar panels (16’ x 27’) enhance efficiency. Major updates include a new roof (2021), two new HVAC systems, new flooring, updated appliances including a Viking stove and enormous 'secret' butlers pantry, remodeled bathroom, new fans and toilets, full exterior repaint (2021), gutters, and upgraded lanai screens. Comfort upgrades include a whole-house dehumidifier, owned water softener, mini-split garage system, and smart Wi-Fi door locks. Additional features include serviced fireplace, fenced yard with oversized gate, backyard storage shed, and a living room TV that conveys.

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Home facts

  • Year built:2004
  • Listing ID #:113794
  • Added:1 day(s) ago
  • Updated:January 08, 2026 at 11:11 AM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:3
  • Full bathrooms:3
  • Living area:2,333 sq. ft.

Heating and cooling

  • Cooling:Central Air, Electric
  • Heating:Central, Electric

Structure and exterior

  • Roof:Shingle
  • Year built:2004
  • Building area:2,333 sq. ft.
  • Lot area:0.47 Acres

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$850,000
  • Price per sq. ft.:$364.34

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