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96097 Montego Bay, Fernandina Beach, FL 32034

Fernandina Beach
Local realty services provided by:CENTURY 21 Miller Elite
96097 Montego Bay,Fernandina Beach, FL 32034
$850,000
  • 4 Beds
  • 3 Baths
  • - sq. ft.
  • Single family
  • Sold
Listed by: jenny schaffer, ariel marinel
Office: summer house realty
MLS#:113794
Source:FL_AINCAR

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Price summary

  • Price:$850,000
  • Monthly HOA dues:$33.75

About this home

96097 Montego Bay is a well-updated 4-bedroom, 3-bath island home offering over 2,300 square feet on a large fenced lot in the established Islesworth community. The oversized backyard features a heated pool with a new heater and is fully powered by a 22kW Generac whole-house generator capable of running the entire home. An owned propane system (250 gallon tank) services the fireplace, pool heater, and stove, while solar panels (16’ x 27’) enhance efficiency. Major updates include a new roof (2021), two new HVAC systems, new flooring, updated appliances including a Viking stove and enormous 'secret' butlers pantry, remodeled bathroom, new fans and toilets, full exterior repaint (2021), gutters, and upgraded lanai screens. Comfort upgrades include a whole-house dehumidifier, owned water softener, mini-split garage system, and smart Wi-Fi door locks. Additional features include serviced fireplace, fenced yard with oversized gate, backyard storage shed, and a living room TV that conveys.

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Home facts

  • Year built:2004
  • Listing ID #:113794
  • Added:58 day(s) ago
  • Updated:March 06, 2026 at 07:11 AM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:3
  • Full bathrooms:3
  • Rooms Total:7
  • Kitchen Description:Dishwasher, Disposal, Microwave, Refrigerator, Stove

Heating and cooling

  • Cooling:Central Air, Electric
  • Heating:Central, Electric

Structure and exterior

  • Roof:Shingle
  • Year built:2004
  • Lot Features:Irregular Lot
  • Construction Materials:Frame, Stucco
  • Exterior Features:Fence, Rear Porch, Screened Patio, Sprinkler/Irrigation
  • Levels:2 Story

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$850,000

Features and amenities

  • Laundry features:Dryer, Washer
  • Amenities:Cable TV, Ceiling Fan(s), Split Bedrooms, Storage, Vinyl Windows, Window Blinds, Window Drapes, Window Treatments
  • Pool features:Heated, In Ground, Private, Screen Enclosure

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