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1860 Whispering Oaks Lane, Fort Walton Beach, FL 32547

Fort Walton Beach
Local realty services provided by:CENTURY 21 Ryan Realty
1860 Whispering Oaks Lane,Fort Walton Beach, FL 32547
$399,000
  • 3 Beds
  • 3 Baths
  • - sq. ft.
  • Single family
  • Sold
Listed by: tarrah minor
Office: realty one group emerald coast
MLS#:1005485
Source:FL_ECAR

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Price summary

  • Price:$399,000

About this home

3 bedroom + a BONUS ROOM Welcome to 1860 Whispering Oaks Lane, a beautifully updated and thoughtfully customized home in one of Fort Walton Beach's most convenient locations. An assumable VA loan with a 5.625% interest rate presents a rare opportunity for qualified buyers. Conveniently located approximately 7 minutes from Hurlburt Field and 11 minutes from Eglin AFB, the home also offers easy access to beaches, shopping, dining, and everyday conveniences. Recent updates include a newer roof, HVAC system, quartz countertops, luxury vinyl plank flooring, updated cabinetry, fixtures, and modern finishes throughout. Custom touches include a built-in entry storage station, custom pantry, walk-in closet system, elevated laundry platform, electric fireplace feature wall, dry bar, and extensive garage shelving. A standout feature is the approximately 600-square-foot finished attic bonus space with its own dedicated heating and cooling system--ideal for a media room, home office, fitness...

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Home facts

  • Year built:1997
  • Subdivision & Development:FOREST OAKS PH 2
  • Listing ID #:1005485
  • Added:119 day(s) ago
  • Updated:October 29, 2026 at 06:48 AM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:2
  • Half bathrooms:1
  • Rooms Total:7
  • Kitchen Description:Dishwasher, Refrigerator, Stove/Oven Electric

Heating and cooling

  • Central air:Yes

Structure and exterior

  • Year built:1997
  • Lot Features:Sidewalks
  • Architectural Style:Traditional

Schools

  • High school:Choctawhatchee
  • Middle school:Pryor
  • Elementary school:Kenwood

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$399,000
  • Tax amount:$3,000 (2024)

Features and amenities

  • Appliances:Dishwasher, Refrigerator, Stove/Oven Electric

Parking

  • Garage:Yes
  • Garage spaces:2
The information being provided by Emerald Coast Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Emerald Coast Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Emerald Coast Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Emerald Coast Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Emerald Coast Association Of REALTORS®. All rights reserved.

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