407 Cobia Avenue, Fort Walton Beach, FL 32548
Local realty services provided by:CENTURY 21 Wimco Realty, Inc.
Listed by: crystal l watkins
Office: compass
MLS#:1003692
Source:FL_ECAR
Price summary
- Price:$437,000
- Price per sq. ft.:$445.92
About this home
Multiple Offers. Highest and Best due by12pm on 07/25/26. Welcome to your coastal retreat on beautiful Okaloosa Island. Ideally located just 150 yards from the sugar-white sands and emerald waters of the Gulf, this beautifully renovated beachside home offers the perfect blend of coastal living, modern comfort, and investment potential. Enjoy easy access to Downtown Fort Walton Beach, Destin, waterfront dining, shopping, entertainment, boating, and some of the Emerald Coast's most sought-after beaches. Inside, you'll find a bright and inviting open-concept floor plan designed for effortless living and entertaining. Thoughtfully updated throughout, the home features oversized tile flooring, recessed lighting, custom plantation shutters, quartzite and luxury stylish finishes that create a fresh, relaxed atmosphere. The updated kitchen serves as the heart of the home, showcasing stainless steel appliances, sleek cabinetry, a classic subway tile backsplash, and an oversized island perfect for gathering with family and friends after a day at the beach. Spacious living areas provide plenty of room to relax and entertain, while the well-appointed bedrooms offer comfortable retreats filled with natural light. Every detail has been carefully considered to create a move-in-ready coastal escape. Step outside and embrace the island lifestyle. Spend your days walking to the beach, paddleboarding, fishing, boating, dining at local seafood restaurants, or simply enjoying breathtaking Gulf Coast sunsets. The generous lot provides abundant space for outdoor entertaining, future landscaping enhancements, additional parking, or boat and RV storage.
With two bedrooms and exceptional versatility, this property is ideal as a primary residence, second home, or income-producing long-term rental. Its prime location near the beach, combined with extensive renovations and flexible outdoor space, creates lasting value and broad appeal.
Opportunities to own this close to the beach are increasingly rare. Experience the charm, convenience, and relaxed coastal lifestyle that make Okaloosa Island one of Northwest Florida's most desirable destinations.
Please note: Short-term rentals are not permitted....
Contact an agent
Home facts
- Year built:1956
- Subdivision & Development:Okaloosa Island
- Listing ID #:1003692
- Added:69 day(s) ago
- Updated:July 29, 2026 at 08:35 AM
Rooms and interior
- Bedrooms:2
- Total bathrooms:1
- Full bathrooms:1
- Rooms Total:4
- Kitchen Description:Dishwasher, Microwave, Refrigerator, Refrigerator/Icemaker, Stove/Oven Gas
- Living area:980 sq. ft.
Heating and cooling
- Central air:Yes
Structure and exterior
- Year built:1956
- Building area:980 sq. ft.
- Lot area:0.28 Acres
- Architectural Style:Florida Cottage
Schools
- High school:Fort Walton Beach
- Middle school:Bruner
- Elementary school:Elliott Point
Finances and disclosures
- Price:$437,000
- Price per sq. ft.:$445.92
- Tax amount:$3,103 (2025)
Features and amenities
- Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Refrigerator w/Ice Maker, Stove/Oven Gas, Washer
- Laundry features:Dryer, Washer
- Amenities:Kitchen Island
New listings near 407 Cobia Avenue
- New
$485,000Active3 beds 2 baths2,072 sq. ft.337 Echo Circle, Fort Walton Beach, FL 32548
MLS# 1008880Listed by: ERA AMERICAN REAL ESTATE - New
$375,000Active3 beds 2 baths1,520 sq. ft.1513 W Mariah Way, Fort Walton Beach, FL 32547
MLS# 1008861Listed by: KELLER WILLIAMS REALTY FWB - New
$450,000Active4 beds 2 baths1,651 sq. ft.325 Echo Circle, Fort Walton Beach, FL 32548
MLS# 1008862Listed by: KELLER WILLIAMS REALTY FWB - New
$1,200,000Active2.5 Acres408 Joyner Drive, Fort Walton Beach, FL 32547
MLS# 1008845Listed by: ONE COMMERCIAL PROPERTIES LLC - New
$440,000Active5 beds 3 baths2,389 sq. ft.511 Pelham Street, Fort Walton Beach, FL 32547
MLS# 1008807Listed by: COLDWELL BANKER REALTY - New
$369,900Active3 beds 2 baths1,521 sq. ft.356 Echo Circle, Fort Walton Beach, FL 32548
MLS# 1008821Listed by: BAY LIVING INC - New
$374,000Active4 beds 2 baths1,815 sq. ft.218 NW Katherine Place, Fort Walton Beach, FL 32548
MLS# 1008795Listed by: REAL BROKER LLC - New
$385,000Active3 beds 2 baths1,662 sq. ft.2199 Opal Court, Fort Walton Beach, FL 32547
MLS# 1008752Listed by: THE REALTY FIRM INC - New
$320,000Active2 beds 2 baths1,035 sq. ft.909 Santa Rosa Boulevard #UNIT 548, Fort Walton Beach, FL 32548
MLS# 1008700Listed by: NEXTHOME CORNERSTONE REALTY - New
$830,000Active4 beds 3 baths1,872 sq. ft.340 Bluefish Drive #108, Fort Walton Beach, FL 32548
MLS# 1008689Listed by: COLDWELL BANKER REALTY