1491 W Highway 98, Mary Esther, FL 32569
Local realty services provided by:CENTURY 21 AllPoints Realty
1491 W Highway 98,Mary Esther, FL 32569
$1,040,000
- 4 Beds
- 3 Baths
- 2,986 sq. ft.
- Single family
- Active
Listed by: michelle a whitaker
Office: era american real estate
MLS#:992670
Source:FL_ECAR
Price summary
- Price:$1,040,000
- Price per sq. ft.:$348.29
About this home

Exceptional waterfront opportunity with 115 feet of beach shoreline and beautiful water views throughout this thoughtfully updated property. A new dock featuring a spacious sundeck invites you to relax, fish, or entertain while taking in the scenery. This home also features a 1200 sqft 1-bed, 1-bath apartment over the garage, offering excellent income-producing potential. Inside, the kitchen features a cozy breakfast nook with a bay window perfectly positioned to capture the water view, and tile flooring runs throughout the home—no carpet. The home underwent a full remodel in 2005-2006, including sheetrock, insulation, electrical, windows, doors, and flooring. Major updates continue with a new roof and HVAC in 2021, and plumbing relocated to the walls and attic in 2021. Newer appliances include a very quiet dishwasher and a brand-new microwave. A concrete safe room adds exceptional storm protection and security. A spacious 400 sq ft office with a separate entrance offers flexibility for a home business, guest suite, or potential 5th bedroom, with its own closet, handicap-accessible design, and the ability to add a bathroom. Storage is abundant throughout both the main home and the apartment. The upstairs apartment, built in 2008, features a private entrance, its own water heater (2008), HVAC (2021), exterior-vented hood, washer and dryer, and independent security system. Step out onto the private balcony and enjoy sweeping views of the sound, making this space especially appealing for guests or tenants. A circular driveway offers ample parking, hurricane shutters and a security system added peace of mind. A workshop is also included. This versatile waterfront property offers stunning views, flexible living options, and strong investment potential all in one exceptional setting.
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Home facts
- Year built:2008
- Listing ID #:992670
- Added:45 day(s) ago
- Updated:February 26, 2026 at 08:02 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Rooms Total:11
- Kitchen Description:Dishwasher, Microwave, Range Hood, Refrigerator/Icemaker, Stove Top
- Living area:2,986 sq. ft.
Structure and exterior
- Year built:2008
- Building area:2,986 sq. ft.
- Lot area:0.44 Acres
- Architectural Style:Traditional
- Exterior Features:Dock, Hurricane Shutters, Lawn Pump, Sprinkler System
Schools
- High school:Fort Walton Beach
- Middle school:Bruner
- Elementary school:Florosa
Utilities
- Water:Public Water
Finances and disclosures
- Price:$1,040,000
- Price per sq. ft.:$348.29
- Tax amount:$3,920 (2025)
Features and amenities
- Appliances:Dishwasher, Microwave, Range Hood, Refrigerator w/Ice Maker, Smooth Stovetop Rnge
- Amenities:Guest Quarters, Pantry
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