1491 W Highway 98, Mary Esther, FL 32569
Local realty services provided by:CENTURY 21 AllPoints Realty
Listed by: michelle a whitaker
Office: era american real estate
MLS#:992670
Source:FL_ECAR
Price summary
- Price:$985,000
- Price per sq. ft.:$329.87
About this home

What if your waterfront home could help pay for itself? This rare opportunity offers 115 feet of shoreline, sweeping water views, & a versatile layout designed for both lifestyle & income potential. Whether you're searching for a primary residence, second home, or investment property, this one delivers. A newly built sundeck (2021) creates the perfect setting for boating, fishing, or sunset evenings on the water. Inside, the main home features tile flooring throughout, a bay-window breakfast nook w/ water views, full renovation in 2005-06 & extensive updates including roof, HVAC, and plumbing in 2021. The standout feature? A private 1,200 sq ft 1-bedroom apartment over the garage w/ its own entrance, balcony, HVAC, water heater, washer/dryer & security system--ideal for long-term tenants, short-term rental income, or extended family. Additional highlights include a 400 sqft office w/ separate entrance (perfect for a home business or guest suite), concrete safe room, workshop, circular driveway, newer appliances (5 yrs or newer), & abundant storage throughout. Live on the water, generate income, & maximize flexibility--all in one unique property....
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Home facts
- Year built:1981
- Listing ID #:992670
- Added:158 day(s) ago
- Updated:June 20, 2026 at 03:34 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Rooms Total:11
- Kitchen Description:Dishwasher, Microwave, Range Hood, Refrigerator/Icemaker, Stove Top
- Living area:2,986 sq. ft.
Structure and exterior
- Year built:1981
- Building area:2,986 sq. ft.
- Lot area:0.44 Acres
- Architectural Style:Traditional
- Exterior Features:Dock, Hurricane Shutters, Lawn Pump, Sprinkler System
Schools
- High school:Fort Walton Beach
- Middle school:Bruner
- Elementary school:Florosa
Utilities
- Water:Public Water
Finances and disclosures
- Price:$985,000
- Price per sq. ft.:$329.87
- Tax amount:$3,920 (2025)
Features and amenities
- Appliances:Dishwasher, Microwave, Range Hood, Refrigerator w/Ice Maker, Smooth Stovetop Rnge
- Amenities:Guest Quarters, Pantry
Parking
- Garage:Yes
- Garage spaces:2
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