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1491 W Highway 98, Mary Esther, FL 32569

Mary Esther
Local realty services provided by:CENTURY 21 Ryan Realty
1491 W Highway 98,Mary Esther, FL 32569
$980,000
Virtual Tour
  • 4 Beds
  • 3 Baths
  • 2,986 sq. ft.
  • Single family
  • Active
Listed by: michelle a whitaker
Office: era american real estate
MLS#:992670
Source:FL_ECAR

Price summary

  • Price:$980,000
  • Price per sq. ft.:$328.2

About this home

Rare **Santa Rosa Sound waterfront opportunity** with **115 feet of waterfront**, a private dock with sundeck, and a **separate 1,200 sq. ft. apartment above the garage** offering outstanding flexibility for rental income, extended family, guests, or multigenerational living. Whether you're searching for a primary residence, second home, waterfront retreat, or investment property, this home offers options that are hard to find. The main residence features beautiful water views, a bay-window breakfast nook overlooking the Sound, tile flooring throughout, and major updates including a 2021 roof, HVAC, and plumbing, plus a new water heater in 2026. The private apartment has its own entrance, balcony, washer/dryer, HVAC, water heater, and security system, allowing it to function independently from the main home. Additional features include a **400 sq. ft. office with separate entrance**, concrete safe room, workshop, hurricane shutters, circular driveway, and abundant storage. Enjoy...

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Home facts

  • Year built:1981
  • Subdivision & Development:METES & BOUNDS
  • Listing ID #:992670
  • Added:285 day(s) ago
  • Updated:October 25, 2026 at 03:23 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:3
  • Full bathrooms:3
  • Rooms Total:11
  • Kitchen Description:Dishwasher, Microwave, Range Hood, Refrigerator/Icemaker, Stove Top
  • Living area:2,986 sq. ft.

Structure and exterior

  • Year built:1981
  • Building area:2,986 sq. ft.
  • Lot area:0.44 Acres
  • Architectural Style:Traditional
  • Exterior Features:Dock, Hurricane Shutters, Lawn Pump, Sprinkler System

Schools

  • High school:Fort Walton Beach
  • Middle school:Bruner
  • Elementary school:Florosa

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$980,000
  • Price per sq. ft.:$328.2
  • Tax amount:$3,920 (2025)

Features and amenities

  • Appliances:Dishwasher, Microwave, Range Hood, Refrigerator w/Ice Maker, Smooth Stovetop Rnge
  • Amenities:Guest Quarters, Pantry

Parking

  • Garage:Yes
  • Garage spaces:2
The information being provided by Emerald Coast Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Emerald Coast Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Emerald Coast Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Emerald Coast Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Emerald Coast Association Of REALTORS®. All rights reserved.

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