20 St Francis Drive, Miramar Beach, FL 32550
Local realty services provided by:CENTURY 21 AllPoints Realty
20 St Francis Drive,Miramar Beach, FL 32550
$2,499,000
- 5 Beds
- 5 Baths
- 3,489 sq. ft.
- Single family
- Active
Listed by: kendra r sheikho, terry j pilcher
Office: coldwell banker realty
MLS#:981954
Source:FL_ECAR
Price summary
- Price:$2,499,000
- Price per sq. ft.:$716.25
About this home

Welcome to this stunning 3-story beach retreat located in the highly sought-after gated community of Emerald Waters Village. Offering 5 bedrooms, 5
bathrooms, and the ability to comfortably sleep up to 16 guests, this home is ideal as a short-term vacation rental, a second home, or a full-time residence. No detail was overlooked in the extensive renovations. Highlights include a brand-new metal roof, updated stucco and exterior paint, and over $40,000 invested in new tile on the balconies and terracewhich have also been quadruple waterproofed for peace of mind. Inside, enjoy all-new drywall, insulation, flooring, and a white oak staircase. The HVAC systems have been fully updated with new interior and exterior units, upgraded attic ductwork, and a fast AC system on the second floor.
The remodeled kitchen and bathrooms feature high-end finishes, including Schluter waterproofing, new water pipes and valves, and elegant imported materialslike custom glass cabinets and curtains from Italy. New impact-rated sliding glass doors and updated exterior doors enhance security and efficiency.
This beach home is perfectly located just a short stroll from private beach access and two neighborhood pools. It's close to everything you needPublix, Starbucks, Destin Commons, and well-loved local spots like Whale's Tail Beach Bar & Grill. Outdoor lovers will appreciate the proximity to Topsail Hill Preserve State Park and the Destin HarborWalk.
Whether you're seeking a lucrative investment, a coastal getaway, or a family home near excellent schools and amenities, this Miramar Beach property delivers it all....
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Home facts
- Year built:1999
- Listing ID #:981954
- Added:250 day(s) ago
- Updated:April 03, 2026 at 07:36 AM
Rooms and interior
- Bedrooms:5
- Total bathrooms:5
- Full bathrooms:5
- Rooms Total:10
- Kitchen Description:Cooktop, Dishwasher, Microwave, Refrigerator, Stove/Oven Gas
- Living area:3,489 sq. ft.
Heating and cooling
- Central air:Yes
Structure and exterior
- Year built:1999
- Building area:3,489 sq. ft.
- Lot area:0.08 Acres
- Lot Features:Covenants, Restrictions
- Architectural Style:Mediterranean
- Exterior Features:Balcony, Fenced Area
Schools
- High school:Freeport
- Middle school:Destin
- Elementary school:Van R Butler
Utilities
- Water:Public Water
Finances and disclosures
- Price:$2,499,000
- Price per sq. ft.:$716.25
- Tax amount:$10,976 (2024)
Features and amenities
- Appliances:Cooktop, Dishwasher, Microwave, Refrigerator, Stove/Oven Gas
- Amenities:Breakfast Bar, Kitchen Island, Pantry
Parking
- Garage:Yes
- Garage spaces:2
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