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20 St Francis Drive, Miramar Beach, FL 32550

Miramar Beach
Local realty services provided by:CENTURY 21 Wimco Realty, Inc.
20 St Francis Drive,Miramar Beach, FL 32550
$2,399,000
  • 5 Beds
  • 5 Baths
  • 3,489 sq. ft.
  • Single family
  • Active
Listed by: kendra r sheikho, terry j pilcher
Office: coldwell banker realty
MLS#:981954
Source:FL_ECAR

Price summary

  • Price:$2,399,000
  • Price per sq. ft.:$687.59

About this home

Welcome to Emerald Waters Village, one of Miramar Beach's most sought-after gated communities, where coastal luxury meets exceptional investment potential. Just a short walk to private beach access, this beautifully renovated three-story home offers the rare combination of location, size, and income-producing opportunity. Designed to comfortably accommodate up to 16 guests, this spacious 5-bedroom, 5-bathroom retreat is perfectly suited as a high-performing vacation rental, second home, or full-time residence. Multiple balconies and outdoor living spaces provide the perfect setting for enjoying Gulf breezes, morning coffee, and evenings with family and friends after a day at the beach. Extensively renovated from top to bottom, this home offers peace of mind with major improvements already completed, including a new metal roof, updated stucco and exterior paint, new impact-rated sliding glass doors, upgraded HVAC systems, and over $40,000 invested in balcony and terrace enhancements...

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Home facts

  • Year built:1999
  • Subdivision & Development:EMERALD WATERS VILLAGE
  • Listing ID #:981954
  • Added:369 day(s) ago
  • Updated:August 02, 2026 at 02:55 PM

Rooms and interior

  • Bedrooms:5
  • Total bathrooms:5
  • Full bathrooms:5
  • Rooms Total:10
  • Kitchen Description:Cooktop, Dishwasher, Microwave, Refrigerator, Stove/Oven Gas
  • Living area:3,489 sq. ft.

Heating and cooling

  • Central air:Yes

Structure and exterior

  • Year built:1999
  • Building area:3,489 sq. ft.
  • Lot area:0.08 Acres
  • Lot Features:Covenants, Restrictions
  • Architectural Style:Mediterranean
  • Exterior Features:Balcony, Fenced Area

Schools

  • High school:Freeport
  • Middle school:Destin
  • Elementary school:Van R Butler

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$2,399,000
  • Price per sq. ft.:$687.59
  • Tax amount:$10,976 (2024)

Features and amenities

  • Appliances:Cooktop, Dishwasher, Microwave, Refrigerator, Stove/Oven Gas
  • Amenities:Breakfast Bar, Kitchen Island, Pantry

Parking

  • Garage:Yes
  • Garage spaces:2
The information being provided by Emerald Coast Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Emerald Coast Association Of REALTORS®. CENTURY 21 Wimco Realty, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Wimco Realty, Inc., a broker participant of Emerald Coast Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Emerald Coast Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Emerald Coast Association Of REALTORS®. All rights reserved. FL_ECAR Member Broker: Charles Wimberly Jr

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